Reports Q4 revenue $225.7M, consensus $224.07M. Anthony Labozzetta, President and CEO commented, "Provident Bank finished 2025 with a third consecutive quarter of record revenues, notable momentum across all our business lines and strong profitability. Organic growth remains our top priority, supported by a loan pipeline that has consistently been over $2.5 billion for the past four quarters, and several investments we have made to sustain growth in non-interest income. Our organization continues to focus on several strategic initiatives to help profitably grow our business, including growing our market share in middle market banking, insurance and wealth management. Looking ahead to 2026, we expect continued earnings per share growth and to compound tangible book value, while also making the necessary investments to sustain our momentum over the long-term."
Trade with 70% Backtested Accuracy
Stop guessing "Should I Buy PFS?" and start using high-conviction signals backed by rigorous historical data.
Sign up today to access powerful investing tools and make smarter, data-driven decisions.
Wall Street analysts forecast PFS stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for PFS is 22.00 USD with a low forecast of 22.00 USD and a high forecast of 22.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Analyst Rating
Wall Street analysts forecast PFS stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for PFS is 22.00 USD with a low forecast of 22.00 USD and a high forecast of 22.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 22.220
Low
22.00
Averages
22.00
High
22.00
Current: 22.220
Low
22.00
Averages
22.00
High
22.00
Keefe Bruyette
Tim Switzer
Outperform
maintain
$23 -> $25
2026-01-29
New
Reason
Keefe Bruyette
Tim Switzer
Price Target
$23 -> $25
AI Analysis
2026-01-29
New
maintain
Outperform
Reason
Keefe Bruyette analyst Tim Switzer raised the firm's price target on Provident Financial to $25 from $23 and keeps an Outperform rating on the shares.
DA Davidson
Buy
maintain
$22 -> $24
2025-07-28
Reason
DA Davidson
Price Target
$22 -> $24
2025-07-28
maintain
Buy
Reason
DA Davidson raised the firm's price target on Provident Financial to $24 from $22 and keeps a Buy rating on the shares. The company's Q2 results profiled an expanding net interest margin, along with solid Q2 loan growth, the analyst tells investors in a research note. The firm adds that Provident's pre-provision net revenue was in line on better net interest income and Ffees offsetting weaker operating expense, with stronger growth driving shares.
Unlock Full Analyst Thesis， Get the complete breakdown of rating reason for PFS
Unlock Now
About PFS
Provident Financial Services, Inc. is the holding company for Provident Bank (the Bank). The Bank is a New Jersey-chartered capital stock savings bank operating full-service branch offices throughout New Jersey, Bucks, Lehigh and Northampton counties in Pennsylvania, as well as Orange, Queens and Nassau Counties in New York. The Bank attracts deposits from the general public and businesses primarily in the areas surrounding its banking offices and uses those funds, together with funds generated from operations and borrowings, to originate commercial real estate loans, commercial business loans, residential mortgage loans, and consumer loans. The Bank invests in mortgage-backed securities and other permissible investments. The Bank also provides fiduciary and wealth management services through its wholly owned subsidiary, Beacon Trust Company, and insurance services through its wholly owned subsidiary, Provident Protection Plus, Inc. The Bank has approximately 140 branches.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
