Company Performance: NCino, Inc. reported a loss of $15.3 million in its fiscal second quarter, equating to a loss of 13 cents per share.
Earnings and Revenue: Adjusted earnings were 22 cents per share, surpassing Wall Street expectations, with revenue of $148.8 million also exceeding forecasts.
Future Projections: For the upcoming quarter, NCino anticipates earnings between 20 to 21 cents per share and revenue ranging from $146 million to $148 million.
Full-Year Outlook: The company expects full-year earnings of 77 to 80 cents per share, with total revenue projected between $585 million and $589 million.
NCNO
$24.63+Infinity%1D
Analyst Views on NCNO
Wall Street analysts forecast NCNO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NCNO is 36.04 USD with a low forecast of 29.00 USD and a high forecast of 41.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
15 Analyst Rating
Wall Street analysts forecast NCNO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NCNO is 36.04 USD with a low forecast of 29.00 USD and a high forecast of 41.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
10 Buy
5 Hold
0 Sell
Moderate Buy
Current: 24.520
Low
29.00
Averages
36.04
High
41.00
Current: 24.520
Low
29.00
Averages
36.04
High
41.00
Truist
Hold
downgrade
$32 -> $27
2025-12-04
Reason
Truist
Price Target
$32 -> $27
2025-12-04
downgrade
Hold
Reason
Truist lowered the firm's price target on nCino to $27 from $32 on lower assumed sector valuations, while keeping a Hold rating on the shares. The firm notes nCino delivered solid Q3 with upside to its estimates across revenues and profits. Management highlighted broad demand across segments and geos with AI adoption building. Truist stays on the sidelines given continued uncertainty on growth reacceleration or the degree of reacceleration.
Keefe Bruyette
Outperform
maintain
$36
2025-12-04
Reason
Keefe Bruyette
Price Target
$36
2025-12-04
maintain
Outperform
Reason
Keefe Bruyette raised the firm's price target on nCino to $36 from $34.50 and keeps an Outperform rating on the shares. nCino printed another strong beat and raise quarter, the analyst tells investors in a research note.
Stephens
Stephens
Equal Weight -> Overweight
upgrade
2025-10-27
Reason
Stephens
Stephens
Price Target
2025-10-27
upgrade
Equal Weight -> Overweight
Reason
As previously reported, Stephens upgraded nCino to Overweight from Equal Weight, citing what the firm calls "an achievable near-term set up," medium to long-term catalysts to growth and a "reasonable" valuation. The firm also sees a potential "beat and raise" report in Q3 and expects execution towards the FY25 ACV and Rule of 40 targets driving multiple expansion, the analyst tells investors in a preview for the group.
Stephens
Charles Nabhan
Equal Weight -> Overweight
upgrade
2025-10-27
Reason
Stephens
Charles Nabhan
Price Target
2025-10-27
upgrade
Equal Weight -> Overweight
Reason
Stephens analyst Charles Nabhan upgraded nCino to Overweight from Equal Weight.
About NCNO
nCino, Inc. is a global provider of cloud banking solutions for the global financial services industry. The Company is a software-as-a-service (SaaS) company that provides software solutions to financial institutions (FIs) to streamline employee and client interactions. It delivers solutions such as cloud computing application and platform services with a multi-tenant technology and shared service-oriented architecture. The nCino Platform is embedded with data and artificial intelligence (AI) that helps FIs digitize and reengineer business processes across multiple lines of business, from commercial, consumer and small business banking to mortgage lending, by offering solutions such as onboarding, account opening, lending, and portfolio management solutions. It offers solutions to community banks, credit unions, independent mortgage banks, and financial entities.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.