PennyMac and Annaly Collaboration: PennyMac Financial Services has expanded its servicing agreement with Annaly Capital Management, enhancing its position in the mortgage servicing sector and reflecting the importance of strategic partnerships in a competitive market.
Financial Outlook and Leadership Changes: Despite challenges from interest rate volatility, PennyMac projects $2.5 billion in revenue and $1.1 billion in earnings by 2028, while recent executive appointments aim to improve risk management and investment strategies amidst earnings fluctuations tied to mortgage servicing rights.
PFSI
$130.44+Infinity%1D
Analyst Views on PFSI
Wall Street analysts forecast PFSI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PFSI is 137.17 USD with a low forecast of 129.00 USD and a high forecast of 145.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
6 Analyst Rating
Wall Street analysts forecast PFSI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PFSI is 137.17 USD with a low forecast of 129.00 USD and a high forecast of 145.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
4 Buy
2 Hold
0 Sell
Moderate Buy
Current: 130.480
Low
129.00
Averages
137.17
High
145.00
Current: 130.480
Low
129.00
Averages
137.17
High
145.00
UBS
Doug Harter
Neutral
maintain
$135 -> $145
2025-10-24
Reason
UBS
Doug Harter
Price Target
$135 -> $145
2025-10-24
maintain
Neutral
Reason
UBS analyst Doug Harter raised the firm's price target on PennyMac Financial to $145 from $135 and keeps a Neutral rating on the shares.
Keefe Bruyette
Bose George
Market Perform
maintain
$129 -> $138
2025-10-24
Reason
Keefe Bruyette
Bose George
Price Target
$129 -> $138
2025-10-24
maintain
Market Perform
Reason
Keefe Bruyette analyst Bose George raised the firm's price target on PennyMac Financial to $138 from $129 and keeps a Market Perform rating on the shares. The firm upped estimates post the Q3 report to reflect the company's improved operating return on equity guidance.
Barclays
Overweight
maintain
$136 -> $139
2025-10-22
Reason
Barclays
Price Target
$136 -> $139
2025-10-22
maintain
Overweight
Reason
Barclays raised the firm's price target on PennyMac Financial to $139 from $136 and keeps an Overweight rating on the shares post the Q3 report. The company reported "strong results all around," with production and servicing segments both beating, while hedge costs were contained, the analyst tells investors in a research note. The firm upped estimates post the print.
Keefe Bruyette
Outperform
maintain
$117 -> $121
2025-09-03
Reason
Keefe Bruyette
Price Target
$117 -> $121
2025-09-03
maintain
Outperform
Reason
Keefe Bruyette raised the firm's price target on PennyMac Financial to $121 from $117 and keeps an Outperform rating on the shares. The firm is more constructive on PennyMac's outlook, the analyst tells investors in a research note.
About PFSI
PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs loan servicing for both newly originated loans it is holding for sale and loans its services for others, including for PMT. Its loan servicing segment performs loan administration, collection, and default management activities.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
