Great Southern Bancorp (GSBC) Beats Q1 Earnings and Revenue Estimates
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Apr 01 2025
0mins
Source: NASDAQ.COM
Earnings Performance: Great Southern Bancorp (GSBC) reported quarterly earnings of $1.47 per share, exceeding expectations and showing a year-over-year increase from $1.13 per share. The company also surpassed revenue estimates with $55.92 million for the quarter.
Market Outlook: Despite underperforming the market this year, GSBC holds a Zacks Rank #3 (Hold), indicating expected performance in line with the market. Investors are advised to monitor earnings estimate revisions and industry outlooks for future stock performance.
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Analyst Views on GSBC
Wall Street analysts forecast GSBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for GSBC is 61.00 USD with a low forecast of 61.00 USD and a high forecast of 61.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Analyst Rating
0 Buy
1 Hold
0 Sell
Hold
Current: 60.880
Low
61.00
Averages
61.00
High
61.00
Current: 60.880
Low
61.00
Averages
61.00
High
61.00
About GSBC
Great Southern Bancorp, Inc. is a bank holding company of Great Southern Bank (the Bank). The Company conducts its business as a financial holding company. Through the Bank and subsidiaries of the Bank, the Company primarily offers a variety of banking and banking-related services. The Company operates through a single segment, banking operation. The banking operation segment is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans by attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others. The Bank offers a range of banking services through its 89 banking centers located in southern and central Missouri; the Kansas City, Missouri area; the St. Louis area; eastern Kansas; northwestern Arkansas; the Minneapolis area and eastern, western and central Iowa.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Great Southern Bancorp Reports $16.3M Net Income in Q4 2025, Equity Rises to $636.1M
- Net Income Growth: In Q4 2025, Great Southern Bancorp reported net income of $16.3 million or $1.45 per diluted share, significantly up from $14.9 million and $1.27 per share in the same quarter last year, reflecting sustained success in core banking operations.
- Interest Income Dynamics: Although net interest income totaled $49.2 million, down 0.7% year-over-year, effective funding cost management led to an expansion in net interest margin from 3.49% to 3.70%, demonstrating resilience in a volatile economic environment.
- Loan Quality Maintenance: At year-end 2025, net loans receivable stood at $4.36 billion, a 7.1% decline from the previous year, yet nonperforming assets accounted for only 0.15% of total assets, showcasing strong credit quality.
- Expense Control Effectiveness: Noninterest expenses for Q4 were $36 million, down 2.6% year-over-year, as the company enhanced its capital base through cost control and stock repurchase strategies, increasing stockholders' equity by $36.6 million to $636.1 million.
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Great Southern Bancorp Q4 EPS Beats Expectations with Slight Revenue Decline
- Earnings Beat: Great Southern Bancorp reported a Q4 GAAP EPS of $1.45, exceeding expectations by $0.11, indicating sustained profitability despite market challenges.
- Slight Revenue Decline: The quarter's revenue was $56.35 million, down 0.2% year-over-year, yet it surpassed market expectations by $1.32 million, demonstrating resilience in revenue stability.
- Improved Return on Equity: As of December 31, 2025, the annualized return on average common equity was 10.16%, significantly up from 9.76% in 2024, reflecting improved capital efficiency.
- Increased Net Interest Margin: The annualized net interest margin rose to 3.70%, compared to 3.49% a year earlier, showcasing the company's adaptability and enhanced profitability in changing interest rate environments.
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