F.N.B. Corporation Reports Q4 Non-GAAP EPS of $0.50, Beating Estimates by $0.09
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 20 2026
0mins
Source: seekingalpha
- Earnings Beat: F.N.B. Corporation reported a Q4 Non-GAAP EPS of $0.50, exceeding market expectations by $0.09, indicating a sustained improvement in profitability that is likely to boost investor confidence.
- Significant Revenue Growth: The company's Q4 revenue reached $457.78 million, reflecting a 22.7% year-over-year increase and aligning with market expectations, showcasing its strong competitive position and growth potential.
- Positive Stock Reaction: Shares of F.N.B. rose by 3.07% in after-hours trading, indicating a favorable investor response to the earnings report, which may attract further investor interest.
- Optimistic Outlook: With expanding margins and increased guidance, F.N.B. is viewed as an attractive combination of growth and quality, potentially leading to upgrades from more analysts in the future.
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Analyst Views on FNB
Wall Street analysts forecast FNB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FNB is 19.00 USD with a low forecast of 18.00 USD and a high forecast of 20.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
6 Analyst Rating
6 Buy
0 Hold
0 Sell
Strong Buy
Current: 17.600
Low
18.00
Averages
19.00
High
20.00
Current: 17.600
Low
18.00
Averages
19.00
High
20.00
About FNB
F.N.B. Corporation is a bank holding company and financial holding company. The Company operates through three segments: Community Banking, Wealth Management, and Insurance. The Community Banking segment consists of First National Bank of Pennsylvania (FNBPA), which offers commercial and consumer banking services. Its commercial banking solutions include corporate banking, small business banking, investment real estate financing, business credit, capital markets and lease financing. The Wealth Management segment delivers wealth management services to individuals, corporations and retirement funds, as well as existing customers of the Community Banking segment, located primarily within its geographic markets. Its Wealth Management operations are conducted through three subsidiaries of FNBPA. The Insurance segment operates principally through First National Insurance Agency, LLC (FNIA), which is a subsidiary of the Company. FNIA is a full-service insurance brokerage agency.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
F.N.B. Declares $0.12 Quarterly Dividend with 2.75% Yield
- Dividend Declaration: F.N.B. announces a quarterly dividend of $0.12 per share, consistent with previous distributions, reflecting the company's stable cash flow and profitability, which is likely to attract more investor interest.
- Yield Metrics: The forward yield of 2.75% provides investors with a relatively stable return, enhancing the company's appeal within the banking sector amid competitive market conditions.
- Payment Schedule: The dividend is payable on March 16, with a record date of February 2 and an ex-dividend date also set for February 2, ensuring shareholders receive their earnings promptly.
- Growth Outlook: F.N.B. outlines expectations for mid-single-digit loan and deposit growth in 2026, with a balance sheet projected to exceed $50 billion, indicating robust development potential in the market.
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F.N.B. Corporation Declares Quarterly Cash Dividend
- Quarterly Cash Dividend: F.N.B. Corporation's Board of Directors declared a cash dividend of $0.12 per share, payable on March 16, 2026, reflecting the company's stable profitability and commitment to shareholder returns.
- Record Date for Shareholders: The dividend will be paid to shareholders of record as of March 2, 2026, ensuring transparency and accountability in shareholder relations.
- Asset Scale: With total assets exceeding $50 billion and approximately 350 banking offices, F.N.B. demonstrates its market coverage and ongoing growth in business scale across multiple states.
- Diverse Financial Services: The company offers a full range of commercial banking, consumer banking, and wealth management solutions, highlighting its diversified strategy and competitive position in the financial services sector.
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