Flagstar Bank (NYSE:FLG) to Release 2025 Earnings on January 30
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 14 2026
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Source: Newsfilter
- Earnings Release Schedule: Flagstar Bank plans to issue its financial results for the three and twelve months ended December 31, 2025, at 6:00 a.m. ET on January 30, 2026, demonstrating transparency and timeliness in reporting.
- Conference Call Details: A conference call will be held at 8:00 a.m. ET on the same day, featuring Chairman and CEO Joseph M. Otting and CFO Lee Smith discussing Q4 2025 performance, enhancing investor communication.
- Asset Overview: As of September 30, 2025, Flagstar Financial reported total assets of $91.7 billion, with loans totaling $63.2 billion and deposits of $69.2 billion, reflecting its strong position in the regional banking sector.
- Network Coverage: Flagstar Bank operates approximately 340 locations across nine states, with significant market share in the greater New York/New Jersey metropolitan area and the upper Midwest, while also holding a notable presence in the growth markets of Florida and the Southwest.
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Analyst Views on FLG
Wall Street analysts forecast FLG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FLG is 14.30 USD with a low forecast of 13.00 USD and a high forecast of 16.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
11 Analyst Rating
4 Buy
7 Hold
0 Sell
Moderate Buy
Current: 12.940
Low
13.00
Averages
14.30
High
16.00
Current: 12.940
Low
13.00
Averages
14.30
High
16.00
About FLG
Flagstar Bank, National Association (the Bank) is a regional bank. The Bank operates over 360 locations across nine states, in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a significant presence in Florida and the West Coast markets. Its private banking includes personal private banking, residential lending, financial planning, investment management, insurance solutions, and business credit and lending. Its services also include personal banking, small business, and corporate and commercial banking. Its treasury management services include cash flow optimization, payables and fraud, and receivables management. Its banking services include working capital solutions, asset-based lending, expansion, merger and acquisition, syndications, capital markets, interest rate risk management, foreign exchange, and global trade services. Its Flagstar Corporate Connect provides small business and commercial banking online treasury management services.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Flagstar Bank to Announce Q4 Earnings on January 30
- Earnings Announcement Date: Flagstar Bank is set to release its Q4 2023 earnings on January 30 before market open, with a consensus EPS estimate of $0.02, reflecting a significant year-over-year increase of 105.9%, indicating potential profitability improvements.
- Revenue Expectations Decline: Despite the optimistic EPS outlook, the revenue estimate stands at $531.47 million, representing a 15% year-over-year decline, highlighting challenges in revenue growth that could impact investor confidence moving forward.
- Historical Performance Review: Over the past two years, Flagstar has only beaten EPS estimates 25% of the time and revenue estimates 38% of the time, indicating considerable performance volatility that investors should carefully assess.
- Estimate Revision Dynamics: In the last three months, EPS estimates have seen 2 upward revisions and 13 downward revisions, while revenue estimates have experienced 1 upward revision and 8 downward revisions, suggesting instability in analysts' expectations for the company's future performance.

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Cognizant and Flagstar Bank Celebrate One-Year Strategic Partnership
- Strategic Partnership Achievement: Cognizant and Flagstar Bank celebrate one year of partnership, successfully advancing the bank's 'S2' technology transformation initiative aimed at enhancing client experiences and employee efficiency, thereby strengthening market competitiveness.
- Technology Platform Development: Over the past 12 months, Cognizant has acted as a key partner for Flagstar, implementing transformation projects across various sectors including Commercial Banking and Real Estate, significantly improving customer satisfaction and operational efficiency.
- Global Development Centers Established: The establishment of two co-branded development centers in Hyderabad, India, and Manila, Philippines, underscores the commitment to creating a seamless environment that aligns with Flagstar's standards and culture, further driving technological and cultural integration.
- Future Innovation Plans: Looking ahead, Flagstar and Cognizant plan to explore an AI Center of Excellence in India, aiming to leverage AI technology to unlock new opportunities and enhance the bank's leadership in technology-driven banking solutions.

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