Fiserv and Affirm Partner to Launch Pay-Over-Time Services
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 3d ago
0mins
Source: seekingalpha
- New Service Launch: Fiserv and Affirm have partnered to provide pay-over-time capabilities to U.S. banks and credit unions, enabling them to meet customer needs flexibly without creating new lending products, thereby enhancing customer satisfaction.
- Technological Integration Advantage: By integrating Affirm's real-time underwriting, loan origination, and funding platform into Fiserv's digital solutions, banks and credit unions can offer new products without additional operational lift, significantly reducing implementation costs.
- Market Reaction: In Monday's premarket trading, Affirm's stock rose by 0.2% while Fiserv's stock slipped by 0.5%, reflecting a cautiously optimistic market sentiment towards this partnership, which may influence future investment decisions.
- Customer Demand Focus: Affirm's Chief Revenue Officer Wayne Pommen stated that this collaboration aims to help financial institutions offer transparent pay-over-time options to meet consumer demand for flexible payments, further strengthening the trust between banks and their customers.
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Analyst Views on FISV
Wall Street analysts forecast FISV stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FISV is 95.61 USD with a low forecast of 62.00 USD and a high forecast of 180.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
28 Analyst Rating
8 Buy
20 Hold
0 Sell
Moderate Buy
Current: 64.950
Low
62.00
Averages
95.61
High
180.00
Current: 64.950
Low
62.00
Averages
95.61
High
180.00
About FISV
Fiserv, Inc. is a global provider of payments and financial services technology solutions. Its segments include Merchant Solutions (Merchant) and Financial Solutions (Financial). The businesses in its Merchant segment provide commerce-enabling products and services to companies of all sizes around the world. These products and services include merchant acquiring and digital commerce services; mobile payment services; security and fraud protection solutions; stored-value solutions; software-as-a-service; POS devices; and pay-by-bank solutions. The business lines in its Merchant segment consist of small business, enterprise, and processing. The businesses in its Financial segment provide products and services to financial institutions, corporate and public sector clients across the world, enabling the processing of customer loan and deposit accounts, digital payments and card transactions. The business lines in its Financial segment consist of digital payments, issuing, and banking.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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