Event Announcement: Enova International will have its Chief Financial Officer, Steve Cunningham, present at the Jefferies Fintech Conference on September 3, 2025.
Webcast Availability: A live audio webcast of the presentation will be accessible on Enova's website, along with an archived version.
Company Overview: Enova International is a prominent online financial services provider that has issued over $63 billion in loans to more than 13 million customers in its 20-year history.
Target Audience: The company focuses on serving small businesses and consumers who are underserved by traditional banking institutions.
ENVA
$160.43+Infinity%1D
Analyst Views on ENVA
Wall Street analysts forecast ENVA stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for ENVA is 145.75 USD with a low forecast of 140.00 USD and a high forecast of 150.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
5 Analyst Rating
Wall Street analysts forecast ENVA stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for ENVA is 145.75 USD with a low forecast of 140.00 USD and a high forecast of 150.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
5 Buy
0 Hold
0 Sell
Strong Buy
Current: 162.720
Low
140.00
Averages
145.75
High
150.00
Current: 162.720
Low
140.00
Averages
145.75
High
150.00
BTIG
Vincent Caintic
Buy
maintain
$144 -> $199
2025-12-12
New
Reason
BTIG
Vincent Caintic
Price Target
$144 -> $199
2025-12-12
New
maintain
Buy
Reason
BTIG analyst Vincent Caintic raised the firm's price target on Enova International to $199 from $144 and keeps a Buy rating on the shares. The firm is positive on the company's "transformational acquisition" and believes this deal makes sense, not just for the funding cost benefit but primarily because this positions Enova to become a premier neobank and fintech in the non-prime consumer space, the analyst tells investors in a research note.
Citizens
Outperform
maintain
$149 -> $180
2025-12-12
New
Reason
Citizens
Price Target
$149 -> $180
2025-12-12
New
maintain
Outperform
Reason
Citizens raised the firm's price target on Enova International to $180 from $149 and keeps an Outperform rating on the shares. Citizens remains constructive on the shares following the announcement of its agreement to acquire all-digital Grasshopper Bancorp and secure a national banking charter, the analyst tells investors in a research note.
Citizens JMP
David Scharf
Outperform
maintain
$135 -> $149
2025-10-24
Reason
Citizens JMP
David Scharf
Price Target
$135 -> $149
2025-10-24
maintain
Outperform
Reason
Citizens JMP analyst David Scharf raised the firm's price target on Enova International to $149 from $135 and keeps an Outperform rating on the shares. The firm is "very constructive" on the shares after Enova reported another quarter of greater than 20% originations growth. The company is seeing "industry-leading" growth, benign competition within its products, and as significant excess liquidity, the analyst tells investors in a research note. Citizens sees a "valuation disconnect" at current share levels.
BTIG
Vincent Caintic
Buy
maintain
$129 -> $144
2025-10-24
Reason
BTIG
Vincent Caintic
Price Target
$129 -> $144
2025-10-24
maintain
Buy
Reason
BTIG analyst Vincent Caintic raised the firm's price target on Enova International to $144 from $129 and keeps a Buy rating on the shares. The company posted yet another quarter at-or-better than its guidance ranges, with adjusted EPS beating consensus by 12%, driven by better operating expenses with marketing and G&A expenses better than long term guidance, the analyst tells investors in a research note. Incremental to prior quarters' commentary is Enova's view that growth opportunities in both subprime consumer lending and small business lending are accelerating, BTIG added.
About ENVA
Enova International, Inc. is an online financial services company that serves small businesses and consumers. The Company's online financing products and services provide customers with a deposit of funds to their bank account in exchange for a commitment to repay the amount deposited plus fees and/or interest. Its products and services include consumer installment loans, small business installment loans, consumer line of credit accounts, small business line of credit accounts, CSO program, bank programs, and money transfer business. It provides its services in the United States and Brazil. In the United States it markets its financing products under the names CashNetUSA at www.cashnetusa.com, NetCredit at www.netcredit.com, OnDeck at www.ondeck.com and Headway Capital at www.headwaycapital.com, and it markets its money transfer platform under the name Pangea. In Brazil, it operates under the name Simplic, where it arranges unsecured consumer installment loans for a third-party lender.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
