Central Bancompany to Release Q4 2025 Financial Results on January 27
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 09 2026
0mins
Should l Buy CBC?
Source: Globenewswire
- Earnings Release Schedule: Central Bancompany is set to announce its Q4 2025 financial results before market hours on January 27, 2026, which is expected to include discussions on company developments, forward-looking statements, and other critical financial information to aid investors in assessing future performance.
- Conference Call Details: The company will host a conference call and webcast at 9:00 a.m. CT on January 27, 2026, allowing investors to access the live stream via the company’s website, thereby enhancing transparency and interaction with stakeholders.
- Company Background: Headquartered in Jefferson City, Missouri, Central Bancompany has been serving businesses and customers since 1902 through its subsidiary, The Central Trust Bank, which showcases a strong foundation in community service and technology, bolstering its competitive edge in the market.
- Asset Size: As of September 30, 2025, The Central Trust Bank reported assets of $19.2 billion, operating as a Missouri state-chartered trust company and a Federal Reserve state member bank, serving consumers and businesses across Missouri, Kansas, Oklahoma, Colorado, and Florida, reflecting its extensive market reach.
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Analyst Views on CBC
Wall Street analysts forecast CBC stock price to rise
5 Analyst Rating
4 Buy
1 Hold
0 Sell
Strong Buy
Current: 25.170
Low
23.40
Averages
26.60
High
29.00
Current: 25.170
Low
23.40
Averages
26.60
High
29.00
About CBC
Central Bancompany, Inc. is a holding company. The Company serves 158 locations in 79 communities serving consumers. It operates numerous divisions, including Central Investment Advisors, Central Trust Company (CTC), Central Mortgage Company (CMC), HSA Central, Central Technology Services (CTS) and Online Central. It offers services in personal, business, corporate and wealth management. Its segments include Wealth Management and Community Banking. The Wealth Management segment provides a range of fee-only wealth management solutions, including investment management, fiduciary services, financial, estate, and tax planning services to individuals, businesses, and foundations. Community Banking provides a comprehensive suite of offerings, including a set of deposit products, digital banking solutions, and a range of consumer lending solutions. It also focuses on providing cutting-edge technology to its customers in Missouri, Colorado, Illinois, Iowa, Kansas, North Carolina, and Oklahoma.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
- New Investment Update: Mendon Capital Advisors Corp disclosed in an SEC filing dated February 18, 2026, that it purchased 200,601 shares of Central Bancompany for approximately $4.73 million, marking a new investment in the company.
- Market Performance Review: As of February 18, 2026, shares of Central Bancompany were priced at $25.17, reflecting a 20% increase from its November IPO price of $21, indicating market recognition of its stability.
- Financial Health Status: Central Bancompany reported a net income of $390.9 million for 2025, up nearly 30% from $305.8 million in 2024, showcasing the appeal of its diversified community banking model.
- Investor Focus: This investment highlights not only interest in a newly public regional bank but also emphasizes the importance of balance sheets, funding costs, and the sustainability of loan growth, reflecting investor confidence in traditional deposit franchises.
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- New Investment Disclosure: Mendon Capital Advisors Corp disclosed a purchase of 200,601 shares in Central Bancompany in an SEC filing dated February 18, 2026, representing an estimated $4.73 million investment that signals confidence in the company.
- Stock Price Increase: As of February 18, 2026, shares of Central Bancompany were priced at $25.17, reflecting a 20% increase from its IPO price of $21, indicating market recognition of its stability.
- Strong Financial Performance: Central Bancompany reported a net income of $390.9 million for 2025, up nearly 30% from $305.8 million in 2024, underscoring the appeal of its diversified community banking model across the Midwest and Southeast.
- Portfolio Integration: This investment complements Mendon Capital's existing regional bank portfolio, indicating a strategic focus on traditional deposit franchises and local market depth, which is expected to enhance long-term investment returns.
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- New Position Established: Central Trust Co initiated a new holding in Central Bancompany during Q4, acquiring 7,338,237 shares valued at approximately $177 million, reflecting confidence in the bank's future growth prospects.
- Asset Management Proportion: This new stake accounts for 3.47% of Central Trust Co's reportable U.S. equity assets under management, indicating the significance of this investment in their portfolio.
- Strong Financial Performance: Central Bancompany reported a net income of $107.6 million in its latest earnings release, with full-year earnings reaching $390.9 million and an increase in return on assets from 2.02% to 2.17%, showcasing sustained profitability.
- Solid Market Positioning: As a leading regional financial institution, Central Bancompany enhances relationships with retail and commercial clients through a diversified suite of banking and financial services, indicating its ability to deliver attractive risk-adjusted returns even in a higher-rate environment.
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- Profitability Improvement: Central Bancompany's Q4 GAAP EPS stands at $0.47, indicating a sustained growth in profitability that reflects the company's robust financial management and market performance.
- Revenue Growth: The company reported Q4 revenue of $272 million, showing an increase from the previous quarter, which underscores its strong performance in lending and investment activities, further solidifying its market position.
- Increase in Investment Loans: At the end of the period, total loans held for investment reached $11.4 billion, reflecting a 1.0% increase from the prior quarter, demonstrating the company's proactive expansion in the credit market and rising customer demand.
- Improved Return on Assets: The return on average assets (ROAA) improved to 2.17% from 2.02% in the previous quarter, indicating effective enhancements in asset management and profitability capabilities.
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- Net Income Growth: Central Bancompany's fourth-quarter net income surged to $107.59 million, or $0.47 per share, from $61.89 million and $0.28 per share a year earlier, indicating a significant enhancement in profitability.
- Adjusted Net Income: Excluding one-time items, adjusted net income stood at $107.59 million, or $0.47 per share, compared to $91.78 million and $0.42 per share in the prior-year period, showcasing sustained growth potential in earnings.
- Increase in Net Interest Income: The fourth-quarter net interest income rose from $182.41 million last year to $206.46 million, reflecting a notable improvement in revenue generation capabilities amid a favorable interest rate environment, further solidifying its market position.
- Rise in Credit Loss Provisions: Provisions for credit losses totaled $3.02 million, up from $2.62 million in the fourth quarter of last year, indicating the company's cautious approach towards potential credit risks, ensuring financial stability.
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- Earnings Release Schedule: Central Bancompany is set to announce its Q4 2025 financial results before market hours on January 27, 2026, which is expected to include discussions on company developments, forward-looking statements, and other critical financial information to aid investors in assessing future performance.
- Conference Call Details: The company will host a conference call and webcast at 9:00 a.m. CT on January 27, 2026, allowing investors to access the live stream via the company’s website, thereby enhancing transparency and interaction with stakeholders.
- Company Background: Headquartered in Jefferson City, Missouri, Central Bancompany has been serving businesses and customers since 1902 through its subsidiary, The Central Trust Bank, which showcases a strong foundation in community service and technology, bolstering its competitive edge in the market.
- Asset Size: As of September 30, 2025, The Central Trust Bank reported assets of $19.2 billion, operating as a Missouri state-chartered trust company and a Federal Reserve state member bank, serving consumers and businesses across Missouri, Kansas, Oklahoma, Colorado, and Florida, reflecting its extensive market reach.
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