Analyst Ratings Overview: Citigroup's analyst ratings show a mix of bullish and bearish sentiments, with 3 bullish, 7 somewhat bullish, and 1 indifferent rating in the last 30 days, reflecting a slight increase in average price targets to $118.82.
Recent Analyst Actions: Several analysts have raised their ratings and price targets for Citigroup, with notable increases from firms like B of A Securities and Morgan Stanley, indicating a positive shift in market perception.
Financial Performance Indicators: Citigroup's revenue growth rate stands at approximately 8.11%, but its net margin, return on equity (1.88%), and return on assets (0.14%) are below industry averages, suggesting challenges in profitability and asset utilization.
Debt Management Strategy: The company maintains a below-average debt-to-equity ratio of 1.9, indicating a cautious approach to debt management amidst its financial performance challenges.
C
$111.28+Infinity%1D
Analyst Views on C
Wall Street analysts forecast C stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for C is 115.10 USD with a low forecast of 104.50 USD and a high forecast of 134.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
16 Analyst Rating
Wall Street analysts forecast C stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for C is 115.10 USD with a low forecast of 104.50 USD and a high forecast of 134.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
11 Buy
5 Hold
0 Sell
Moderate Buy
Current: 112.800
Low
104.50
Averages
115.10
High
134.00
Current: 112.800
Low
104.50
Averages
115.10
High
134.00
Citi
JPMorgan
upgrade
$107 -> $124
2025-12-12
New
Reason
Citi
JPMorgan
Price Target
$107 -> $124
2025-12-12
New
upgrade
Reason
Stock futures are mixed this morning, reflecting a rotation out of technology names and into more cyclical and defensive sectors. Investors are still digesting news from yesterday's session, where major indexes reached record highs even as technology stocks pulled back on renewed concerns about AI valuations and earnings outlooks.Broader market sentiment has been supported by optimism about the Federal Reserve's rate-cut policy, especially after its recent dovish move and indications that easing could continue into 2026. That has helped drive inflows into equity funds after weeks of net outflows, suggesting investors are increasingly willing to position for further gains even amid pockets of sectoral weakness.Stocks tied closely to AI, including chipmakers and software firms, have shown vulnerability as concerns over profit margins and the pace of future growth have resurfaced following mixed earnings from major industry players. This has weighed on the Nasdaq while more rate-sensitive and value sectors have attracted buying interest.In pre-market trading, S&P 500 futures fell 0.09%, Nasdaq futures fell 0.50% and Dow futures rose 0.18%.Check out this morning's top movers from around Wall Street, compiled by The Fly.HIGHER -Citiup 1% after JPMorgan upgraded the stock to Overweight with a price target of $124, up from $107UP AFTER EARNINGS -Quanexup 27%Lululemonup 10%Johnson Outdoorsup 4%RHup 3%UP AFTEROF POTENTIAL MARIJUANA RECLASSIFICATION -Tilrayup 35%Canopy Growthup 26%Innovative Industrial Propertiesup 5%DOWN AFTER EARNINGS -Broadcomdown 5%Netscopedown 9%Comtechdown 8%Kestra Medicaldown 4%Costcodown 1%
JPMorgan
Vivek Juneja
Neutral -> Overweight
upgrade
$124
2025-12-12
New
Reason
JPMorgan
Vivek Juneja
Price Target
$124
2025-12-12
New
upgrade
Neutral -> Overweight
Reason
JPMorgan analyst Vivek Juneja upgraded Citi to Overweight from Neutral with a $124 price target.
JPMorgan
Neutral -> Overweight
upgrade
$107 -> $124
2025-12-12
New
Reason
JPMorgan
Price Target
$107 -> $124
2025-12-12
New
upgrade
Neutral -> Overweight
Reason
JPMorgan upgraded Citi to Overweight from Neutral with a price target of $124, up from $107. JPMorgan believes the lager cap banks should benefit from solid economy, strong markets, and favorable regulatory environment in 2026, "which should counter some uncertainty." The firm says Citi will benefit more than peers from a solid economy and strong markets-related activity in 2026. Citi will also benefit from its further transformation and is making progress on consent orders, the analyst tells investors in a research note. JPMorgan thinks Citi's profitability will improve over time with an increase in return on tangible common equity above peers.
Piper Sandler
Piper Sandler
maintain
$110 -> $120
2025-12-10
Reason
Piper Sandler
Piper Sandler
Price Target
$110 -> $120
2025-12-10
maintain
Reason
Piper Sandler raised the firm's price target on Citi to $120 from $110 and keeps an Overweight rating on the shares after the company presented at an industry conference and touched on several topics. Current CFO Mark Mason was featured, though the incoming CFO made his first public remarks since last month's announcement that he would take over the role in March 2026. He emphasized his philosophies of continuity and stability, delivering results, durability, and approaching old problems in new ways. Otherwise, consumer and corporate customers remain resilient, Piper adds.
About C
Citigroup Inc. is a global diversified financial services holding company. The Company’s segments include Services, Markets, Banking, Wealth and U.S. Personal Banking (USPB). The Services segment includes Treasury and Trade Solutions (TTS) and securities services. TTS provides an integrated suite of tailored cash management, trade and working capital solutions to multinational corporations, financial institutions and public sector organizations. The Markets segment provides corporate, institutional and public sector clients around the world with a full range of sales and trading services across equities, foreign exchange, rates, spread products and commodities. The Banking segment includes investment banking, which supports client capital-raising needs to help strengthen and grow their businesses. The Wealth segment includes Private Bank, Wealth at Work and Citigold and provides financial services to a range of client segments. USPB segment includes branded cards and retail services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.