Auburn National Reports Q4 Earnings Highlights
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 2h ago
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Source: seekingalpha
- Earnings Per Share Growth: Auburn National reported a Q4 GAAP EPS of $0.48, reflecting a 14% increase year-over-year, which underscores the company's ongoing profitability and strengthens its market position.
- Revenue Increase: Total revenue reached $8.46 million, up $2.2 million or 7% from the previous year, indicating successful business expansion and a growing customer base.
- Net Interest Margin Improvement: The tax-equivalent net interest margin improved by 21 basis points to 3.27%, suggesting effective asset-liability management that may positively impact future profitability.
- Nonperforming Assets Control: As of December 31, 2025, nonperforming assets stood at $0.5 million, or 0.05% of total assets, demonstrating the company's robust risk management and asset quality performance.
Analyst Views on AUBN
About AUBN
Auburn National Bancorporation, Inc. is a bank holding company. The Company’s business is conducted primarily through AuburnBank (the Bank) and its subsidiaries. The Bank offers checking, savings, transaction deposit accounts and certificates of deposit, and is an active residential mortgage lender in its primary service area. The Bank’s primary service area includes the cities of Auburn and Opelika, Alabama, and nearby surrounding areas in East Alabama, primarily in Lee County. The Bank also offers commercial, financial, agricultural, real estate construction and consumer loan products and other financial services. The Bank also provides automated teller machine (ATM) services in East Alabama and operates ATMs in approximately 10 locations in its primary service area. The Bank’s Visa Check cards can be used internationally through the Plus network. The Bank offers online banking, bill payment and other electronic banking services through its Internet Website.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
