Ameriprise Financial Q4 Earnings Exceed Expectations
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1d ago
0mins
Source: seekingalpha
- Earnings Beat: Ameriprise Financial reported a Q4 non-GAAP EPS of $10.83, surpassing expectations by $0.52, indicating robust profitability and operational efficiency.
- Significant Revenue Growth: The company achieved Q4 revenue of $5.05 billion, an 8.6% year-over-year increase, exceeding market expectations by $310 million, reflecting sustained client demand and engagement.
- Record Assets Under Management: Assets under management, administration, and advisement reached a record high of $1.7 trillion, up 11%, showcasing the company's strong growth in asset management and market confidence.
- Increased Operating Revenue: Adjusted operating net revenues rose 10% to $4.9 billion, primarily driven by asset growth and strong client engagement, further solidifying the company's competitive position in the financial services sector.
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Analyst Views on AMP
Wall Street analysts forecast AMP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for AMP is 540.00 USD with a low forecast of 434.00 USD and a high forecast of 653.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
10 Analyst Rating
4 Buy
4 Hold
2 Sell
Hold
Current: 521.360
Low
434.00
Averages
540.00
High
653.00
Current: 521.360
Low
434.00
Averages
540.00
High
653.00
About AMP
Ameriprise Financial, Inc. is a diversified financial services company. The Company’s segments include Advice & Wealth Management, Asset Management, Retirement & Protection Solutions and Corporate & Other. The Advice & Wealth Management segment provides financial planning and advice, as well as full-service brokerage services, primarily to retail clients through the Company’s advisors. The Asset Management segment provides investment management, advice and products to retail, high net worth and institutional clients on a global scale through the Columbia Threadneedle Investments brand. It provides institutional products and services through its institutional sales force. The Retirement & Protection Solutions segment includes retirement solutions (variable annuities and payout annuities) and protection solutions (life and disability income insurance). Retirement Solutions provides variable annuity products by RiverSource Life companies to individual clients.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Ameriprise Financial Reports Record Q4 2025 Earnings and Revenue Growth
- Record Performance: Ameriprise achieved adjusted operating revenue of $4.9 billion in Q4 2025, reflecting a 10% year-over-year increase, while earnings per share rose 16% to $10.83, indicating strong financial performance and enhanced market competitiveness.
- Client Asset Growth: The Advice & Wealth Management segment saw total client assets reach $1.2 trillion, up 13%, with client inflows totaling $13.3 billion, an 18% increase, marking a significant improvement in client attraction and market share.
- Capital Return Strategy: The company returned over 100% of capital in Q4, with buybacks bringing total capital return for the year close to 90%, demonstrating a strong commitment to shareholders and keen market opportunity recognition.
- Ongoing Technology Investment: Management emphasized continued investments in technology, digital solutions, and product offerings, while maintaining an organic growth expectation of 4% to 5% for 2026, reflecting confidence in future growth and clear strategic planning.
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Ameriprise Financial Upgraded to Neutral by Piper Sandler
- Rating Upgrade: Piper Sandler upgraded Ameriprise Financial's rating from Underweight to Neutral, reflecting the stability in margins of its Advice & Wealth Management business, which indicates growing market confidence in its future performance.
- Price Target Increase: The price target was raised from $434 to $530, signaling optimism about the company's growth potential, particularly following the Q4 earnings report that exceeded expectations, further bolstering investor confidence.
- Strong Earnings Report: Ameriprise reported Q4 non-GAAP EPS of $10.83, beating estimates by $0.52, with revenue of $5.05 billion, an 8.6% year-over-year increase, showcasing the company's competitive edge and profitability in the market.
- Positive Market Reaction: Following the upgrade, Ameriprise's stock rose by 1.24% to $527.82, reflecting investor optimism about the company's future performance, especially as analysts noted that many headwinds are receding.
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