America's Car-Mart Completes $161.3M Securitization Transaction
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 18 2025
0mins
America's Car-Mart completed a term securitization transaction involving the issuance of $161.3M in principal amount of asset-backed notes with a weighted average coupon of 7.02%. The 2025-4 transaction marks another significant milestone for Car-Mart, as it introduces a more efficient deal structure that generates increased cash flow for the business compared to previous securitizations. Additionally, by incorporating a residual cash flow structure that delivers funds to the Company on a monthly basis, this transaction is projected to reduce Car-Mart's long-term cost of capital by minimizing the need for frequent future transactions and the associated fees.
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Analyst Views on CRMT
Wall Street analysts forecast CRMT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CRMT is 29.00 USD with a low forecast of 29.00 USD and a high forecast of 29.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Analyst Rating
0 Buy
2 Hold
0 Sell
Hold
Current: 26.290
Low
29.00
Averages
29.00
High
29.00
Current: 26.290
Low
29.00
Averages
29.00
High
29.00
About CRMT
America’s Car-Mart, Inc. is an automotive retailer in the United States focused on the Integrated Auto Sales and Finance segment of the used car market. The Company's operations are principally conducted through its two operating subsidiaries, America’s Car Mart, Inc., an Arkansas corporation (Car-Mart of Arkansas), and Colonial Auto Finance, Inc., an Arkansas corporation (Colonial). The Company primarily sells older model used vehicles and provides financing for substantially all of its customers. The Company’s dealerships operate on a decentralized basis. It operates approximately 154 dealerships in 12 states, located primarily in small cities throughout the South-Central United States. It is an option for those who may not qualify for traditional used car financing because of bad credit, no credit, repossession or past bankruptcy. Its products include peace of mind, service contract plus, pay your way, financing options, flexible trade-in, hand selected vehicles and sell-a-friend.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
America's Car-Mart Faces Securities Claims Investigation
- Securities Claims Investigation: Rosen Law Firm is investigating potential securities claims against America's Car-Mart (NASDAQ: CRMT) for allegedly issuing misleading business information, potentially entitling investors to compensation.
- Financial Performance Decline: The company reported a first-quarter loss of $0.69 per share in 2025, a significant increase from a $0.15 loss per share in the previous year, resulting in an 18.2% stock drop on September 4, 2025.
- Class Action Preparation: Rosen Law Firm is preparing a class action to recover investor losses, with no out-of-pocket fees for investors through a contingency fee arrangement, enhancing accessibility for affected shareholders.
- Law Firm's Strength: Rosen Law Firm specializes in securities class actions, having recovered over $438 million for investors in 2019 alone, and was ranked first by ISS Securities Class Action Services in 2017, showcasing its expertise and successful track record in this field.
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Rosen Law Firm Investigates America's Car-Mart Securities Claims
- Securities Claims Investigation: The Rosen Law Firm is investigating potential securities claims against America's Car-Mart (NASDAQ:CRMT) for possibly issuing misleading business information, emphasizing its commitment to protecting investor rights.
- Stock Price Impact: On September 4, 2025, America's Car-Mart's stock plummeted 18.2% following a reported first-quarter loss of $0.69 per share, compared to a $0.15 loss in the previous year, indicating a significant deterioration in company performance that may undermine investor confidence.
- Class Action Preparation: The firm is preparing a class action lawsuit, allowing investors to seek compensation without any out-of-pocket costs, which could attract more affected investors and strengthen the lawsuit's impact.
- Firm Reputation: The Rosen Law Firm is renowned for its success in securities class actions, having recovered over $438 million for investors in 2019 alone, showcasing its leadership in the industry and strong support for investor rights.
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