ACI Worldwide: 44% of Executives Fail to Prioritize Payments Innovation
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 02 2025
0mins
Source: Newsfilter
- Confidence vs. Readiness Gap: While 69% of payments executives view their organizations as industry leaders, only 44% prioritize payments innovation as a C-suite focus, which could lead to falling behind competitors by 2026.
- Underutilization of Technology: Over 55% of executives admit they are not fully leveraging existing technology, with 44% citing legacy platforms as the biggest barrier to innovation, increasing future cost pressures.
- Lack of Modernization Roadmaps: Only 36% of executives report having a clear long-term roadmap for payments modernization, leaving many organizations without a strategic vision for transformation and at a disadvantage.
- Security and Compliance Pressures: 77% of executives identify fraud and cybersecurity risks as major barriers to innovation, while 63% point to regulatory requirements as slowing progress, complicating modernization efforts.
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Analyst Views on ACIW
Wall Street analysts forecast ACIW stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ACIW is 66.00 USD with a low forecast of 66.00 USD and a high forecast of 66.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Analyst Rating
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 43.200
Low
66.00
Averages
66.00
High
66.00
Current: 43.200
Low
66.00
Averages
66.00
High
66.00
About ACIW
ACI Worldwide, Inc. is a global payments technology company, delivers software solutions that power intelligent payments orchestration in real time to banks, billers, and merchants. The Company's segments include Payment Software and Biller. Its Payment Software segment drives payments orchestration for banks and merchants. It provides payment solutions to large and mid-size banks globally for retail banking, digital, and other payment services. Its support of merchants globally includes Tier 1 and Tier 2 merchants (in-store and online), payment service providers, independent selling organizations, value-added resellers, and acquirers who service them. The Company's Biller segment provides electronic bill presentment and payment services to companies operating in the consumer finance, insurance, healthcare, higher education, utility, government, mortgage, subscription provider, and telecommunications categories. The Company also provides fraud abuse protection to its Biller customers.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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