USB Earnings Prediction
The chart below shows how USB performed 10 days before and after its earnings report, based on data from the past quarters. Typically, USB sees a -3.30% change in stock price 10 days leading up to the earnings, and a -1.44% change 10 days following the report. On the earnings day itself, the stock moves by +1.10%. This data can give you a slight idea of what to expect for the next quarter's release.
USB Key Earning Data
USB Earnings Analysis
Positive
Earnings Beat Expectations: U.S. Bancorp reported earnings per share of $1.03, exceeding expectations of $0.979.
Tangible Common Equity Return: The company achieved a return on tangible common equity of 17.5%.
Positive Operating Leverage Increase: There was a year-over-year positive operating leverage of 270 basis points on an adjusted basis.
Expense Discipline and Revenue Growth: The bank demonstrated strong expense discipline and good momentum across fee businesses, contributing to revenues outpacing expenses for the third consecutive quarter.
Credit Quality Improvement: The net charge-off ratio improved modestly, indicating strong credit quality.
Capital Building and Stability: U.S. Bancorp continued to build capital, showcasing financial stability.
Fee Income Contribution: Fee income accounted for 41% of total net revenue, driven by a diversified product set.
Customer Loyalty and Depth: The bank serves almost 15 million clients, indicating strong customer loyalty and depth.
Negative
Market Volatility Challenges: The company acknowledged the intense market and economic volatility, indicating potential challenges ahead.
Positive EPS Amid Uncertainty: Despite reporting a positive EPS of $1.03, the company noted considerable uncertainty in the macroeconomic backdrop, which could impact future performance.
Executive Transition Impact: The passing of a key executive, Terry Dolan, may affect company morale and leadership dynamics during a critical time.
Credit Quality Challenges Ahead: While the net charge-off ratio improved, the company is still navigating through a challenging economic environment, which could lead to future credit quality concerns.
USB FAQs
How does USB typically perform around its earnings report dates?
USB's stock performance around earnings reports can vary, but historical data shows specific patterns, such as a -3.30% change leading up to the report and a -1.44% change in the 10 days following the release.
Is US Bancorp (USB) Q1 2025 Earnings Call Summary positive or negative?
How can historical earnings data help predict future stock performance?
USB Earning Call Sentiment
U.S. Bancorp (NYSE:USB) Q1 2025 Earnings Call Transcript
USB.N
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