Historical Valuation
OP Bancorp (OPBK) is now in the Fair zone, suggesting that its current forward PE ratio of 7.30 is considered Fairly compared with the five-year average of 7.16. The fair price of OP Bancorp (OPBK) is between 10.75 to 15.48 according to relative valuation methord.
Relative Value
Fair Zone
10.75-15.48
Current Price：14.21
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
OP Bancorp (OPBK) has a current Price-to-Book (P/B) ratio of 0.94. Compared to its 3-year average P/B ratio of 0.87 , the current P/B ratio is approximately 7.63% higher. Relative to its 5-year average P/B ratio of 0.95, the current P/B ratio is about -1.62% higher. OP Bancorp (OPBK) has a Forward Free Cash Flow (FCF) yield of approximately 11.77%. Compared to its 3-year average FCF yield of 31.36%, the current FCF yield is approximately -62.48% lower. Relative to its 5-year average FCF yield of 19.37% , the current FCF yield is about -39.25% lower.
P/B
Median3y
0.87
Median5y
0.95
FCF Yield
Median3y
31.36
Median5y
19.37
Competitors Valuation Multiple
AI Analysis for OPBK
The average P/S ratio for OPBK competitors is 1.00, providing a benchmark for relative valuation. OP Bancorp Corp (OPBK.O) exhibits a P/S ratio of 2.04, which is 103.65% above the industry average. Given its robust revenue growth of 17.21%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for OPBK
1Y
3Y
5Y
Market capitalization of OPBK increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of OPBK in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is OPBK currently overvalued or undervalued?
OP Bancorp (OPBK) is now in the Fair zone, suggesting that its current forward PE ratio of 7.30 is considered Fairly compared with the five-year average of 7.16. The fair price of OP Bancorp (OPBK) is between 10.75 to 15.48 according to relative valuation methord.
What is OP Bancorp (OPBK) fair value?
OPBK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of OP Bancorp (OPBK) is between 10.75 to 15.48 according to relative valuation methord.
How does OPBK's valuation metrics compare to the industry average?
The average P/S ratio for OPBK's competitors is 1.00, providing a benchmark for relative valuation. OP Bancorp Corp (OPBK) exhibits a P/S ratio of 2.04, which is 103.65% above the industry average. Given its robust revenue growth of 17.21%, this premium appears unsustainable.
What is the current P/B ratio for OP Bancorp (OPBK) as of Jan 10 2026?
As of Jan 10 2026, OP Bancorp (OPBK) has a P/B ratio of 0.94. This indicates that the market values OPBK at 0.94 times its book value.
What is the current FCF Yield for OP Bancorp (OPBK) as of Jan 10 2026?
As of Jan 10 2026, OP Bancorp (OPBK) has a FCF Yield of 11.77%. This means that for every dollar of OP Bancorp’s market capitalization, the company generates 11.77 cents in free cash flow.
What is the current Forward P/E ratio for OP Bancorp (OPBK) as of Jan 10 2026?
As of Jan 10 2026, OP Bancorp (OPBK) has a Forward P/E ratio of 7.30. This means the market is willing to pay $7.30 for every dollar of OP Bancorp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for OP Bancorp (OPBK) as of Jan 10 2026?
As of Jan 10 2026, OP Bancorp (OPBK) has a Forward P/S ratio of 2.04. This means the market is valuing OPBK at $2.04 for every dollar of expected revenue over the next 12 months.