OPBK Relative Valuation
OPBK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, OPBK is overvalued; if below, it's undervalued.
Historical Valuation
OP Bancorp (OPBK) is now in the Fair zone, suggesting that its current forward PE ratio of 7.14 is considered Fairly compared with the five-year average of 7.16. The fair price of OP Bancorp (OPBK) is between 11.04 to 15.74 according to relative valuation methord.
Relative Value
Fair Zone
11.04-15.74
Current Price：13.67
Fair
7.12
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
OP Bancorp. (OPBK) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
OP Bancorp. (OPBK) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
2.00
PS
OP Bancorp. (OPBK) has a current PS of 2.00. The 5-year average PS is 1.99. The thresholds are as follows: Strongly Undervalued below 1.40, Undervalued between 1.40 and 1.70, Fairly Valued between 2.28 and 1.70, Overvalued between 2.28 and 2.57, and Strongly Overvalued above 2.57. The current Forward PS of 2.00 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
OP Bancorp. (OPBK) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
OP Bancorp. (OPBK) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
OP Bancorp (OPBK) has a current Price-to-Book (P/B) ratio of 0.92. Compared to its 3-year average P/B ratio of 0.87 , the current P/B ratio is approximately 5.10% higher. Relative to its 5-year average P/B ratio of 0.95, the current P/B ratio is about -3.43% higher. OP Bancorp (OPBK) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 32.68%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 18.83% , the current FCF yield is about -100.00% lower.
0.92
P/B
Median3y
0.87
Median5y
0.95
12.03
FCF Yield
Median3y
32.68
Median5y
18.83
Competitors Valuation Multiple
The average P/S ratio for OPBK's competitors is 0.00, providing a benchmark for relative valuation. OP Bancorp Corp (OPBK) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 17.21%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of OPBK decreased by 12.18% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 20.30M to 23.80M.
The secondary factor is the Margin Expansion, contributed 5.23%to the performance.
Overall, the performance of OPBK in the past 1 year is driven by Revenue Growth. Which is more sustainable.
People Also Watch
FAQ
Is OP Bancorp (OPBK) currently overvalued or undervalued?
What is OP Bancorp (OPBK) fair value?
How does OPBK's valuation metrics compare to the industry average?
What is the current P/B ratio for OP Bancorp (OPBK) as of Dec 05 2025?
What is the current FCF Yield for OP Bancorp (OPBK) as of Dec 05 2025?
What is the current Forward P/E ratio for OP Bancorp (OPBK) as of Dec 05 2025?