MQ Earnings Prediction
The chart below shows how MQ performed 10 days before and after its earnings report, based on data from the past quarters. Typically, MQ sees a -2.88% change in stock price 10 days leading up to the earnings, and a -1.28% change 10 days following the report. On the earnings day itself, the stock moves by +0.88%. This data can give you a slight idea of what to expect for the next quarter's release.
MQ Key Earning Data
MQ Earnings Analysis
Positive
Earnings Surprise: Marqeta, Inc. beats earnings expectations with reported EPS of $-0.02, exceeding expectations of $-0.03.
TPV Growth Surge: Total Processing Volume (TPV) reached $84 billion in Q1, marking a 27% increase compared to Q1 2024.
Q1 Revenue Growth: Net revenue for Q1 was $139 million, growing 18% year-over-year, driven by diverse customer use cases.
Gross Profit Increase: Gross profit increased to $99 million, a 17% rise from Q1 2024, resulting in a gross margin of 71%.
EBITDA Margin Improvement: Adjusted EBITDA was $20 million, achieving a 14% margin, reflecting growth in gross profit and operational efficiency.
Card Migration Success: Marqeta successfully migrated millions of cards for Klarna and began migrations for new programs, showcasing their expertise in handling complex migrations.
European Expansion and Growth: The company is expanding its European operations, with TPV growth exceeding 100% in Q1, and the acquisition of TransactPay is expected to enhance their program management capabilities.
UX Toolkit Launch: Marqeta launched a new UX Toolkit to facilitate faster card program launches, improving customer experience and reducing development needs.
Share Repurchase Activity: The company restarted share repurchase activity, buying back 26.2 million shares at an average price of $4.22, indicating confidence in its valuation.
Strong Growth Momentum: Q1 results show strong momentum, positioning Marqeta well for continued growth and profitability in 2025.
Negative
Net Revenue Growth Impact: Q1 net revenue growth was 18%, but this was impacted by a renegotiated platform partner agreement that reduced expected growth by three points.
Q2 Revenue Growth Expectations: Despite a strong Q1, the company expects Q2 net revenue growth to be between 11% and 13%, which is four points lower than previous expectations due to the same renegotiated agreement.
GAAP Net Loss Reported: The company reported a GAAP net loss of $8 million in Q1, indicating ongoing financial challenges despite some operational successes.
Customer Retention Concerns: One planned migration deal with Varo was terminated early, which could indicate potential issues with customer retention or satisfaction.
On-Demand Delivery Maturity: The on-demand delivery segment continues to grow in single digits, suggesting a maturity in that use case and potential stagnation in that area.
MQ FAQs
How does MQ typically perform around its earnings report dates?
MQ's stock performance around earnings reports can vary, but historical data shows specific patterns, such as a -2.88% change leading up to the report and a -1.28% change in the 10 days following the release.
Is Marqeta Inc (MQ) Q1 2025 Earnings Call Summary positive or negative?
How can historical earnings data help predict future stock performance?
MQ Earning Call Sentiment
Marqeta, Inc. (NASDAQ:MQ) Q1 2025 Earnings Call Transcript
MQ.O
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