stocks logo

MLNK Stock Price & Analysis

MeridianLink Inc
$
19.320
+19.320(+0%)6M

MLNK Stock Price Chart

5D
1M
3M
6M
YTD
1Y
5Y

MLNK Fundamental Analysis

0
buy
Moderate Buy
Buy
Hold
Sell
bubble
High
20.50
bubble
Averages
19.50
bubble
Low
18.00
Analyst
Rating
Action
Price Target
Date
Rating Reason
Barclays
Saket Kalia
Sell
Maintains
$20 → $19
2025-03-07
Barclays
bubble
Raymond James
Alexander Sklar
Buy
Maintains
$28 → $24
2025-03-07
Raymond
bubble
Citigroup
Andrew Schmidt
Hold
Maintains
$24 → $20
2025-03-07
Citi
bubble
UBS
Nik Cremo
Hold
Maintains
$26 → $21
2025-03-04
B of A Securities
Koji Ikeda
Strong Buy
Sell
Downgrades
$28 → $18
2025-01-30
BofA
bubble

MLNK Earnings Analysis

MeridianLink Inc Corporation (MLNK.N) Q4 2024 Earnings Conference Call

Positive

  • Q4 Revenue Growth: MeridianLink reported revenue in excess of $79 million for Q4 2024, reflecting a 7% year-over-year growth.

  • Strong EBITDA Performance: Adjusted EBITDA for Q4 was above $33 million, achieving a 42% adjusted EBITDA margin, indicating strong profitability.

  • Record Bookings Achievement: The company achieved record bookings for the second consecutive year, demonstrating strong demand for its services.

  • Platform Innovation and Strengthening: MeridianLink One platform continues to innovate, adding capabilities that strengthen its market position as a leading digital lending platform.

  • Subscription Revenue Acceleration: The services team accelerated time to revenue, achieving a high watermark in subscription revenue activations, showcasing operational efficiency.

  • Capital Allocation Strategy: The company has a disciplined approach to capital allocation, completing transactions that strengthened its balance sheet and diversified its shareholder base.

  • Lending Technology Investment Trend: MeridianLink's customer base is increasingly prioritizing investment in lending technology, indicating a positive long-term trend for the company.

  • Strategic Investment for Growth: The company plans to invest in sales and marketing, product, and infrastructure to capture market share and volume when conditions improve.

  • Subscription Revenue Growth: MeridianLink's subscription revenue grew 5% year-over-year, contributing significantly to total revenue, showcasing the strength of its core business.

  • New Product Launch Success: The company launched a new share of wallet add-on product, which supports cross-selling efforts and has shown strong conversion rates in campaigns.

  • Partnership Enhancement Announcement: MeridianLink announced a new partnership with Score Navigator, enhancing its offerings and improving customer relationships.

Negative

  • Revenue Growth vs. Customer Downsells: Despite achieving revenue growth of 7% year over year, the company faced challenges with customer downsells, particularly a significant downsell from a large data verification customer that will reduce annual revenue by approximately $6 million going forward.

  • Mortgage Software Decline: The mortgage lending software solutions experienced a decline of 7% year over year, attributed to customer churn and downsell, indicating potential weaknesses in this segment of the business.

  • Data Verification Revenue Decline: Data verification software solutions also saw a revenue decline of 6% year over year, primarily due to an 11% decrease in mortgage-related revenue, which reflects ongoing challenges in the mortgage market.

  • Revenue Impact from Customer Losses: The company anticipates that the identified adjustment in revenue from the customer downsell will impact total revenue growth by approximately 220 basis points, highlighting the significant effect of customer losses on overall performance.

  • Annual Revenue Growth Analysis: While the company reported a solid fourth quarter, the overall revenue growth for the full year was only 4%, suggesting that growth may not be as robust as previously expected in a challenging operating environment.

MLNK News

bubble
4.0
03-10NASDAQ.COM
MLNK Crosses Above Average Analyst Target
bubble
9.5
03-07Benzinga
American Public Education Posts Better-Than-Expected Earnings, Joins Willdan Group, Broadcom, Walgreens Boots Alliance And Other Big Stocks Moving Higher On Friday
bubble
2.0
03-07Business Insider
MeridianLink rises 11.6%
bubble
6.0
03-07Business Insider
MeridianLink price target lowered to $19 from $20 at Barclays
bubble
6.0
03-07Business Insider
Barclays Keeps Their Sell Rating on MeridianLink (MLNK)

MLNK FAQs

What is surpport and resistant level for MLNK Stock?

The S1 support level for MLNK Stock is $18.09 ,The R1 resistant level for MLNK Stock is $21.22.

What is the current price of MLNK Stock?

What is the target price of MLNK Stock?

What is the market cap of MeridianLink Inc?

What is MeridianLink Inc (MLNK)'s business?

How many employees does MLNK have?

MLNK Key Stats

High
19.475
Vol
223.99K
Low
19.110
Amount
4.33M
Open
19.200
VWAP
19.31
Mkt Cap
1.48B
EV/EBITDA(TTM)
25.80

MLNK Company Profile

MeridianLink, Inc. is a provider of software platforms for financial institutions and consumer reporting agencies. The Company’s cloud-based digital lending, account opening, background screening, and data verification solutions leverage shared intelligence from a unified data platform, MeridianLink One, to enable customers of all sizes to identify growth opportunities, scale up, and support compliance efforts. Its lending software solutions provide a fully digital workflow for its customers, extending from their client’s initial account opening applications to its customer’s final extension of credit and, where necessary, collections activity. It enables its customers to offer an array of products and services to new and existing clients. Its solutions address various categories of consumer lending, including mortgage, credit card, personal, auto, home equity, and others. It serves financial institutions, including banks, mortgage lenders, specialty lending providers, and others.