MBCN Relative Valuation
MBCN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, MBCN is overvalued; if below, it's undervalued.
Historical Valuation
Middlefield Banc Corp (MBCN) is now in the Fair zone, suggesting that its current forward PE ratio of 12.21 is considered Fairly compared with the five-year average of 11.97. The fair price of Middlefield Banc Corp (MBCN) is between 22.68 to 32.21 according to relative valuation methord.
Relative Value
Fair Zone
22.68-32.21
Current Price：29.75
Fair
12.21
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Middlefield Banc Corp. (MBCN) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Middlefield Banc Corp. (MBCN) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
3.05
PS
Middlefield Banc Corp. (MBCN) has a current PS of 3.05. The 5-year average PS is 2.83. The thresholds are as follows: Strongly Undervalued below 2.11, Undervalued between 2.11 and 2.47, Fairly Valued between 3.20 and 2.47, Overvalued between 3.20 and 3.56, and Strongly Overvalued above 3.56. The current Forward PS of 3.05 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Middlefield Banc Corp. (MBCN) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Middlefield Banc Corp. (MBCN) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Middlefield Banc Corp (MBCN) has a current Price-to-Book (P/B) ratio of 1.12. Compared to its 3-year average P/B ratio of 1.10 , the current P/B ratio is approximately 1.40% higher. Relative to its 5-year average P/B ratio of 1.06, the current P/B ratio is about 5.25% higher. Middlefield Banc Corp (MBCN) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 8.36%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 8.99% , the current FCF yield is about -100.00% lower.
1.12
P/B
Median3y
1.10
Median5y
1.06
0.00
FCF Yield
Median3y
8.36
Median5y
8.99
Competitors Valuation Multiple
The average P/S ratio for MBCN's competitors is 2.03, providing a benchmark for relative valuation. Middlefield Banc Corp Corp (MBCN) exhibits a P/S ratio of 3.05, which is 49.99% above the industry average. Given its robust revenue growth of 15.60%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Performance Decomposition
1Y
3Y
5Y
Market capitalization of MBCN increased by 12.79% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 27.40 to 35.05.
The secondary factor is the Revenue Growth, contributed 15.60%to the performance.
Overall, the performance of MBCN in the past 1 year is driven by Margin Expansion. Which is more sustainable.
People Also Watch
FAQ
Is Middlefield Banc Corp (MBCN) currently overvalued or undervalued?
Middlefield Banc Corp (MBCN) is now in the Fair zone, suggesting that its current forward PE ratio of 12.21 is considered Fairly compared with the five-year average of 11.97. The fair price of Middlefield Banc Corp (MBCN) is between 22.68 to 32.21 according to relative valuation methord.
What is Middlefield Banc Corp (MBCN) fair value?
How does MBCN's valuation metrics compare to the industry average?
What is the current P/B ratio for Middlefield Banc Corp (MBCN) as of Jul 30 2025?
What is the current FCF Yield for Middlefield Banc Corp (MBCN) as of Jul 30 2025?
What is the current Forward P/E ratio for Middlefield Banc Corp (MBCN) as of Jul 30 2025?