HIFS

Validea's Growth Investor Model: The model, based on Martin Zweig's strategy, identifies growth stocks with accelerating earnings, reasonable valuations, and low debt, highlighting significant upgrades for several small-cap banks.

Hingham Institution for Savings (HIFS): The stock's rating improved from 46% to 85%, indicating strong interest based on its fundamentals and valuation, as it provides a range of business and personal banking solutions.

Pathward Financial Inc (CASH): This stock also saw an upgrade from 46% to 89%, reflecting strong fundamentals and valuation, with a focus on consumer and commercial banking services.

First Business Financial Services Inc (FBIZ) and West Coast Community Bancorp (WCCB): Both stocks received ratings of 85%, showing strong interest due to their tailored banking services for businesses and individuals, with a focus on commercial banking products.

Profit Increase: Hingham Institution For Savings reported a third-quarter profit of $17.29 million, or $7.85 per share, significantly up from $5.84 million, or $2.66 per share, in the same period last year.

Revenue Decline: The company's revenue decreased by 35.8% to $11.76 million, down from $18.33 million in the previous year.

Financial Performance: Hingham Institution for Savings reported a significant increase in net income for the second quarter of 2025, reaching $9.41 million or $4.32 per share, compared to $4.10 million or $1.88 per share in the same period last year, marking a 127.7% rise in diluted earnings per share.

Balance Sheet Growth: The bank's total assets grew to $4.54 billion with a 3.7% annualized growth year-to-date, while non-interest-bearing deposits saw a notable increase of 20.2% year-to-date, reflecting the bank's focus on enhancing deposit relationships amidst market uncertainties.