FSEA PE Ratio & Valuation,Is FSEA Overvalued

FSEA Relative Valuation

FSEA's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FSEA is overvalued; if below, it's undervalued.

Historical Valuation

First Seacoast Bancorp Inc (FSEA) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of First Seacoast Bancorp Inc (FSEA) is between -- to -- according to relative valuation methord.

Relative Value

Fair Zone

-----

Current Price：12.32

Fair

0.00

EV/EBITDA

First Seacoast Bancorp Inc. (FSEA) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

First Seacoast Bancorp Inc. (FSEA) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

0.00

First Seacoast Bancorp Inc. (FSEA) has a current PS of 0.00. The 5-year average PS is 0.05. The thresholds are as follows: Strongly Undervalued below -1.51, Undervalued between -1.51 and -0.73, Fairly Valued between 0.83 and -0.73, Overvalued between 0.83 and 1.61, and Strongly Overvalued above 1.61. The current Forward PS of 0.00 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

First Seacoast Bancorp Inc. (FSEA) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

First Seacoast Bancorp Inc. (FSEA) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

First Seacoast Bancorp Inc (FSEA) has a current Price-to-Book (P/B) ratio of 0.83. Compared to its 3-year average P/B ratio of 0.69 , the current P/B ratio is approximately 20.69% higher. Relative to its 5-year average P/B ratio of 0.82, the current P/B ratio is about 1.98% higher. First Seacoast Bancorp Inc (FSEA) has a Forward Free Cash Flow (FCF) yield of approximately -1.68%. Compared to its 3-year average FCF yield of -4.17%, the current FCF yield is approximately -59.67% lower. Relative to its 5-year average FCF yield of -1.60% , the current FCF yield is about 5.09% lower.

0.83

P/B

Median3y

0.69

Median5y

0.82

-1.68

FCF Yield

Median3y

-4.17

Median5y

-1.60

Competitors Valuation Multiple

The average P/S ratio for FSEA's competitors is 0.00, providing a benchmark for relative valuation. First Seacoast Bancorp Inc Corp (FSEA) exhibits a P/S ratio of 0.00, which is NaN% above the industry average. Given its robust revenue growth of 18.30%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of FSEA increased by 22.71% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 1.35 to 10.14.

The secondary factor is the Revenue Growth, contributed 18.30%to the performance.

Overall, the performance of FSEA in the past 1 year is driven by Margin Expansion. Which is more sustainable.

18.30%

3.25M → 3.85M

Revenue Growth

651.11%

1.35 → 10.14

Margin Expansion

-646.70%

4.25 → -23.23

P/E Change

22.71%

10.04 → 12.32

Mkt Cap Growth

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Frequently Asked Questions

Is First Seacoast Bancorp Inc (FSEA) currently overvalued or undervalued?

What is First Seacoast Bancorp Inc (FSEA) fair value?

FSEA's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of First Seacoast Bancorp Inc (FSEA) is between to according to relative valuation methord.

How does FSEA's valuation metrics compare to the industry average?

What is the current P/B ratio for First Seacoast Bancorp Inc (FSEA) as of Dec 15 2025?

As of Dec 15 2025, First Seacoast Bancorp Inc (FSEA) has a P/B ratio of 0.83. This indicates that the market values FSEA at 0.83 times its book value.

What is the current FCF Yield for First Seacoast Bancorp Inc (FSEA) as of Dec 15 2025?

As of Dec 15 2025, First Seacoast Bancorp Inc (FSEA) has a FCF Yield of -1.68%. This means that for every dollar of First Seacoast Bancorp Inc’s market capitalization, the company generates -1.68 cents in free cash flow.

What is the current Forward P/E ratio for First Seacoast Bancorp Inc (FSEA) as of Dec 15 2025?

As of Dec 15 2025, First Seacoast Bancorp Inc (FSEA) has a Forward P/E ratio of 0.00. This means the market is willing to pay $0.00 for every dollar of First Seacoast Bancorp Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for First Seacoast Bancorp Inc (FSEA) as of Dec 15 2025?

As of Dec 15 2025, First Seacoast Bancorp Inc (FSEA) has a Forward P/S ratio of 0.00. This means the market is valuing FSEA at $0.00 for every dollar of expected revenue over the next 12 months.

FSEA Valuation

FSEA Valuation

FSEA Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

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Frequently Asked Questions

Is First Seacoast Bancorp Inc (FSEA) currently overvalued or undervalued?

What is First Seacoast Bancorp Inc (FSEA) fair value?

How does FSEA's valuation metrics compare to the industry average?

What is the current P/B ratio for First Seacoast Bancorp Inc (FSEA) as of Dec 15 2025?

What is the current FCF Yield for First Seacoast Bancorp Inc (FSEA) as of Dec 15 2025?

What is the current Forward P/E ratio for First Seacoast Bancorp Inc (FSEA) as of Dec 15 2025?

What is the current Forward P/S ratio for First Seacoast Bancorp Inc (FSEA) as of Dec 15 2025?