FSEA Valuation

First Seacoast Bancorp Inc

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11.500

-0.125(-1.075%)1D

Overview
Forecast
Valuation
Earnings

FSEA Relative Valuation

FSEA's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FSEA is overvalued; if below, it's undervalued.

Historical Valuation

First Seacoast Bancorp Inc (FSEA) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of First Seacoast Bancorp Inc (FSEA) is between to according to relative valuation methord.

Relative Value

Fair Zone

Current Price：11.50

Fair

0.00

Trailing

Forward

0.00

EV/EBITDA

First Seacoast Bancorp Inc. (FSEA) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

First Seacoast Bancorp Inc. (FSEA) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

0.00

First Seacoast Bancorp Inc. (FSEA) has a current PS of 0.00. The 5-year average PS is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward PS of 0.00 falls within the Strongly Undervalued range.

0.00

P/OCF

First Seacoast Bancorp Inc. (FSEA) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

First Seacoast Bancorp Inc. (FSEA) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

First Seacoast Bancorp Inc (FSEA) has a current Price-to-Book (P/B) ratio of 0.82. Compared to its 3-year average P/B ratio of 0.72 , the current P/B ratio is approximately 14.29% higher. Relative to its 5-year average P/B ratio of 0.81, the current P/B ratio is about 1.40% higher. First Seacoast Bancorp Inc (FSEA) has a Forward Free Cash Flow (FCF) yield of approximately -2.55%. Compared to its 3-year average FCF yield of -3.78%, the current FCF yield is approximately -32.59% lower. Relative to its 5-year average FCF yield of -1.13% , the current FCF yield is about 126.53% lower.

0.82

P/B

Median3y

0.72

Median5y

0.81

-2.55

FCF Yield

Median3y

-3.78

Median5y

-1.13

Competitors Valuation Multiple

The average P/S ratio for FSEA's competitors is 0.00, providing a benchmark for relative valuation. First Seacoast Bancorp Inc Corp (FSEA) exhibits a P/S ratio of 0.00, which is NaN% above the industry average. Given its robust revenue growth of 15.36%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

FSEA.O

First Seacoast Bancorp Inc

Texas Community Bancshares Inc

Home Federal Bancorp Inc of Louisiana

Loss

12.57%

41.15M

Performance Decomposition

Market capitalization of FSEA increased by 26.79% over the past 1 year. The primary factor behind the change was an decrease in P/E Change from -7.99 to -18.78.

The secondary factor is the Revenue Growth, contributed 15.36%to the performance.

Overall, the performance of FSEA in the past 1 year is driven by P/E Change. Which is more unsustainable.

15.36%

3.26M → 3.76M

Revenue Growth

-123.58%

61.40 → -14.48

Margin Expansion

135.01%

-7.99 → -18.78

P/E Change

26.79%