EXFY Valuation

Expensify Inc

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1.960

+0.01(0.513%)1D

Overview
Forecast
Valuation
Earnings

EXFY Relative Valuation

EXFY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, EXFY is overvalued; if below, it's undervalued.

Historical Valuation

Expensify Inc (EXFY) is now in the Undervalued zone, suggesting that its current forward PS ratio of 1.23 is considered Undervalued compared with the five-year average of 16.46. The fair price of Expensify Inc (EXFY) is between 2.31 to 3.33 according to relative valuation methord. Compared to the current price of 1.95 USD , Expensify Inc is Undervalued By 15.95%.

Relative Value

Fair Zone

2.31-3.33

Current Price：1.95

15.95%

Undervalued

8.52

Trailing

Forward

3.17

EV/EBITDA

Expensify Inc. (EXFY) has a current EV/EBITDA of 3.17. The 5-year average EV/EBITDA is 25.20. The thresholds are as follows: Strongly Undervalued below -36.24, Undervalued between -36.24 and -5.52, Fairly Valued between 55.93 and -5.52, Overvalued between 55.93 and 86.65, and Strongly Overvalued above 86.65. The current Forward EV/EBITDA of 3.17 falls within the Historic Trend Line -Fairly Valued range.

4.11

EV/EBIT

Expensify Inc. (EXFY) has a current EV/EBIT of 4.11. The 5-year average EV/EBIT is 85.22. The thresholds are as follows: Strongly Undervalued below -341.78, Undervalued between -341.78 and -128.28, Fairly Valued between 298.72 and -128.28, Overvalued between 298.72 and 512.22, and Strongly Overvalued above 512.22. The current Forward EV/EBIT of 4.11 falls within the Historic Trend Line -Fairly Valued range.

1.25

Expensify Inc. (EXFY) has a current PS of 1.25. The 5-year average PS is 4.29. The thresholds are as follows: Strongly Undervalued below -4.34, Undervalued between -4.34 and -0.02, Fairly Valued between 8.60 and -0.02, Overvalued between 8.60 and 12.91, and Strongly Overvalued above 12.91. The current Forward PS of 1.25 falls within the Historic Trend Line -Fairly Valued range.

9.41

P/OCF

Expensify Inc. (EXFY) has a current P/OCF of 9.41. The 5-year average P/OCF is -14.82. The thresholds are as follows: Strongly Undervalued below -815.76, Undervalued between -815.76 and -415.29, Fairly Valued between 385.66 and -415.29, Overvalued between 385.66 and 786.13, and Strongly Overvalued above 786.13. The current Forward P/OCF of 9.41 falls within the Historic Trend Line -Fairly Valued range.

12.95

P/FCF

Expensify Inc. (EXFY) has a current P/FCF of 12.95. The 5-year average P/FCF is 50.51. The thresholds are as follows: Strongly Undervalued below -338.22, Undervalued between -338.22 and -143.85, Fairly Valued between 244.88 and -143.85, Overvalued between 244.88 and 439.25, and Strongly Overvalued above 439.25. The current Forward P/FCF of 12.95 falls within the Historic Trend Line -Fairly Valued range.

Expensify Inc (EXFY) has a current Price-to-Book (P/B) ratio of 1.37. Compared to its 3-year average P/B ratio of 3.92 , the current P/B ratio is approximately -65.03% higher. Relative to its 5-year average P/B ratio of 3.54, the current P/B ratio is about -61.24% higher. Expensify Inc (EXFY) has a Forward Free Cash Flow (FCF) yield of approximately 13.94%. Compared to its 3-year average FCF yield of 3.84%, the current FCF yield is approximately 263.34% lower. Relative to its 5-year average FCF yield of 3.12% , the current FCF yield is about 346.74% lower.

1.38

P/B

Median3y

3.92

Median5y

3.54

13.72

FCF Yield

Median3y

3.84

Median5y

3.12

Competitors Valuation Multiple

The average P/S ratio for EXFY's competitors is 1.92, providing a benchmark for relative valuation. Expensify Inc Corp (EXFY) exhibits a P/S ratio of 1.25, which is -34.72% above the industry average. Given its robust revenue growth of 7.44%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Airship AI Holdings Inc

3.90

-66.46%

142.63M

Performance Decomposition

Market capitalization of EXFY decreased by 15.95% over the past 1 year. The primary factor behind the change was an decrease in Margin Expansion from -8.30 to -24.57.

The secondary factor is the Revenue Growth, contributed 7.44%to the performance.

Overall, the performance of EXFY in the past 1 year is driven by Margin Expansion. Which is more sustainable.

7.44%

33.29M → 35.76M

Revenue Growth

196.02%

-8.30 → -24.57

Margin Expansion

-219.41%

9.55 → -11.41

P/E Change

-15.95%