CVBF PE Ratio & Valuation,Is CVBF Overvalued

CVBF Relative Valuation

CVBF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CVBF is overvalued; if below, it's undervalued.

Historical Valuation

CVB Financial Corp (CVBF) is now in the Fair zone, suggesting that its current forward PE ratio of 12.87 is considered Fairly compared with the five-year average of 13.23. The fair price of CVB Financial Corp (CVBF) is between 18.26 to 22.78 according to relative valuation methord.

Relative Value

Fair Zone

18.26-22.78

Current Price：20.14

Fair

12.87

0.00

EV/EBITDA

CVB Financial Corp. (CVBF) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

CVB Financial Corp. (CVBF) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

5.08

CVB Financial Corp. (CVBF) has a current PS of 5.08. The 5-year average PS is 5.37. The thresholds are as follows: Strongly Undervalued below 3.71, Undervalued between 3.71 and 4.54, Fairly Valued between 6.20 and 4.54, Overvalued between 6.20 and 7.03, and Strongly Overvalued above 7.03. The current Forward PS of 5.08 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

CVB Financial Corp. (CVBF) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

CVB Financial Corp. (CVBF) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

CVB Financial Corp (CVBF) has a current Price-to-Book (P/B) ratio of 1.20. Compared to its 3-year average P/B ratio of 1.24 , the current P/B ratio is approximately -2.81% higher. Relative to its 5-year average P/B ratio of 1.37, the current P/B ratio is about -12.21% higher. CVB Financial Corp (CVBF) has a Forward Free Cash Flow (FCF) yield of approximately 9.06%. Compared to its 3-year average FCF yield of 9.88%, the current FCF yield is approximately -8.32% lower. Relative to its 5-year average FCF yield of 8.38% , the current FCF yield is about 8.16% lower.

1.20

P/B

Median3y

1.24

Median5y

1.37

9.06

FCF Yield

Median3y

9.88

Median5y

8.38

Competitors Valuation Multiple

The average P/S ratio for CVBF's competitors is 3.58, providing a benchmark for relative valuation. CVB Financial Corp Corp (CVBF) exhibits a P/S ratio of 5.08, which is 41.62% above the industry average. Given its robust revenue growth of 5.16%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of CVBF decreased by 5.06% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 111.08M to 116.81M.

The secondary factor is the Margin Expansion, contributed -2.39%to the performance.

Overall, the performance of CVBF in the past 1 year is driven by Revenue Growth. Which is more sustainable.

5.16%

111.08M → 116.81M

Revenue Growth

-2.39%

46.12 → 45.02

Margin Expansion

-7.83%

14.61 → 13.47

P/E Change

-5.06%

20.98 → 19.92

Mkt Cap Growth

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Frequently Asked Questions

Is CVB Financial Corp (CVBF) currently overvalued or undervalued?

What is CVB Financial Corp (CVBF) fair value?

CVBF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of CVB Financial Corp (CVBF) is between 18.26 to 22.78 according to relative valuation methord.

How does CVBF's valuation metrics compare to the industry average?

What is the current P/B ratio for CVB Financial Corp (CVBF) as of Dec 15 2025?

As of Dec 15 2025, CVB Financial Corp (CVBF) has a P/B ratio of 1.20. This indicates that the market values CVBF at 1.20 times its book value.

What is the current FCF Yield for CVB Financial Corp (CVBF) as of Dec 15 2025?

As of Dec 15 2025, CVB Financial Corp (CVBF) has a FCF Yield of 9.06%. This means that for every dollar of CVB Financial Corp’s market capitalization, the company generates 9.06 cents in free cash flow.

What is the current Forward P/E ratio for CVB Financial Corp (CVBF) as of Dec 15 2025?

As of Dec 15 2025, CVB Financial Corp (CVBF) has a Forward P/E ratio of 12.87. This means the market is willing to pay $12.87 for every dollar of CVB Financial Corp’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for CVB Financial Corp (CVBF) as of Dec 15 2025?

As of Dec 15 2025, CVB Financial Corp (CVBF) has a Forward P/S ratio of 5.08. This means the market is valuing CVBF at $5.08 for every dollar of expected revenue over the next 12 months.

CVBF Valuation

CVBF Valuation

CVBF Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

People Also Watch

Frequently Asked Questions

Is CVB Financial Corp (CVBF) currently overvalued or undervalued?

What is CVB Financial Corp (CVBF) fair value?

How does CVBF's valuation metrics compare to the industry average?

What is the current P/B ratio for CVB Financial Corp (CVBF) as of Dec 15 2025?

What is the current FCF Yield for CVB Financial Corp (CVBF) as of Dec 15 2025?

What is the current Forward P/E ratio for CVB Financial Corp (CVBF) as of Dec 15 2025?

What is the current Forward P/S ratio for CVB Financial Corp (CVBF) as of Dec 15 2025?