CRMT Earnings

CRMT reported its earnings on 2026-03-12, showcasing a revenue of 286.79M against an estimate of 329.26M, resulting in a -12.9% surprise. The EPS was -1.53, surpassing the expected 0.03 by -5200%. The stock experienced a -20% price change on the earnings day and a 0% change over the next five days, reflecting market reactions to the results.

Following CRMT's earnings announcement on 2026-03-12, the stock price moved by -20% on the day of the release. Over the subsequent five days, it saw a 0% change. Historically, CRMT's stock price tends to shift by an average of 5.49% in the 10 days leading up to earnings and 0.92% in the 10 days following, providing insight into potential market.

For 2026/Q4, analysts estimate CRMT's annual revenue to reach 376.50M, while the EPS is projected at -0.19. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between CRMT's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2026 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, CRMT's stock price typically moves by 5.49% in the 10 days before its earnings and 0.92% in the 10 days after. For the upcoming 2026/Q4 earnings, analysts expect an EPS of -0.19 and revenue of 376.50M.

The earnings call reveals a mixed outlook: positive indicators include revenue growth, cost reduction, and improved credit performance. However, these are offset by increased interest expenses, a significant loss per share, and structural challenges in warehouse negotiations. The Q&A highlights management's confidence but also reveals uncertainties in capital structure and inventory levels. Overall, the sentiment is neutral, as positive financial metrics are counterbalanced by market risks and operational challenges.