
CNO Valuation
CNO Financial Group Inc
- Overview
- Forecast
- Valuation
- Earnings
CNO Relative Valuation
CNO's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CNO is overvalued; if below, it's undervalued.
Historical Valuation
CNO Financial Group Inc (CNO) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.74 is considered Undervalued compared with the five-year average of 9.47. The fair price of CNO Financial Group Inc (CNO) is between 68.94 to 77.09 according to relative valuation methord. Compared to the current price of 37.55 USD , CNO Financial Group Inc is Undervalued By 45.53%.
Relative Value
Fair Zone
68.94-77.09
Current Price:37.55
45.53%
Undervalued
9.74
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
CNO Financial Group Inc. (CNO) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
CNO Financial Group Inc. (CNO) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
0.95
PS
CNO Financial Group Inc. (CNO) has a current PS of 0.95. The 5-year average PS is 0.81. The thresholds are as follows: Strongly Undervalued below 0.55, Undervalued between 0.55 and 0.68, Fairly Valued between 0.94 and 0.68, Overvalued between 0.94 and 1.07, and Strongly Overvalued above 1.07. The current Forward PS of 0.95 falls within the Overvalued range.
0.00
P/OCF
CNO Financial Group Inc. (CNO) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
15.80
P/FCF
CNO Financial Group Inc. (CNO) has a current P/FCF of 15.80. The 5-year average P/FCF is 4.80. The thresholds are as follows: Strongly Undervalued below -8.69, Undervalued between -8.69 and -1.94, Fairly Valued between 11.55 and -1.94, Overvalued between 11.55 and 18.30, and Strongly Overvalued above 18.30. The current Forward P/FCF of 15.80 falls within the Overvalued range.
CNO Financial Group Inc (CNO) has a current Price-to-Book (P/B) ratio of 1.49. Compared to its 3-year average P/B ratio of 1.44 , the current P/B ratio is approximately 3.62% higher. Relative to its 5-year average P/B ratio of 1.10, the current P/B ratio is about 35.29% higher. CNO Financial Group Inc (CNO) has a Forward Free Cash Flow (FCF) yield of approximately 18.08%. Compared to its 3-year average FCF yield of 18.24%, the current FCF yield is approximately -0.87% lower. Relative to its 5-year average FCF yield of 20.22% , the current FCF yield is about -10.58% lower.
1.49
P/B
Median3y
1.44
Median5y
1.10
17.86
FCF Yield
Median3y
18.24
Median5y
20.22
Competitors Valuation Multiple
The average P/S ratio for CNO's competitors is 0.74, providing a benchmark for relative valuation. CNO Financial Group Inc Corp (CNO) exhibits a P/S ratio of 0.95, which is 28.00% above the industry average. Given its robust revenue growth of 7.35%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap

CNO.N
CNO Financial Group Inc
0.95
Average P/S: 0.74
7.35%
3.73B

GNW.N
Genworth Financial Inc
Loss
-1.51%
3.36B

FG.N
F&G Annuities & Life Inc
0.79
-40.73%
4.35B

AHL.N
Aspen Insurance Holdings Ltd
0.93
10.48%
2.87B

WTM.N
White Mountains Insurance Group Ltd
Loss
-10.74%
4.61B

BWIN.O
Baldwin Insurance Group Inc
1.80
26.56%
4.72B
Performance Decomposition
1Y
3Y
5Y
Market capitalization of CNO increased by 8.79% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 10.26 to 13.13.
The secondary factor is the Revenue Growth, contributed 7.35%to the performance.
Overall, the performance of CNO in the past 1 year is driven by P/E Change. Which is more unsustainable.
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FAQ

Is CNO Financial Group Inc (CNO) currently overvalued or undervalued?
CNO Financial Group Inc (CNO) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.74 is considered Undervalued compared with the five-year average of 9.47. The fair price of CNO Financial Group Inc (CNO) is between 68.94 to 77.09 according to relative valuation methord. Compared to the current price of 37.55 USD , CNO Financial Group Inc is Undervalued By 45.53% .

What is CNO Financial Group Inc (CNO) fair value?

How does CNO's valuation metrics compare to the industry average?

What is the current P/B ratio for CNO Financial Group Inc (CNO) as of Jul 29 2025?

What is the current FCF Yield for CNO Financial Group Inc (CNO) as of Jul 29 2025?

What is the current Forward P/E ratio for CNO Financial Group Inc (CNO) as of Jul 29 2025?
