Earning Analysis
Welcome to our in-depth analysis of Banco de Chile(BCH) earnings, offering investors a detailed look into the company’s financial performance, revenue trends, earnings per share (EPS), and market reactions. This page provides a comprehensive overview of Banco de Chile earnings history, forecasts, and key financial metrics, empowering you with the data needed to make informed investment decisions. Whether you're tracking quarterly results, analyzing earnings surprises, or exploring future projections, our detailed breakdown covers it all.
Earnings Forecast
Revenue
EPS
Currency: USD
Actual
Estimate
Surprise Analysis
| - | 2025-07-31 | After Hours | 0.63 | - | - | - | - | - | +0.99 | +1.54 |
| - | 2025-04-29 | - | 0.58 | - | - | - | - | - | -1.18 | -3.12 |
| - | 2024-07-30 | - | 0.65 | 0.69 | +6.15 | - | - | - | -0.38 | -3.00 |
| - | 2024-04-30 | - | 0.60 | 0.62 | +3.33 | - | - | - | -1.78 | +0.53 |
| FY2023Q4 | 2024-01-29 | - | 0.72 | 0.87 | +20.83 | 828.68B | 858.73B | +3.63 | -0.09 | +1.99 |
| FY2023Q3 | 2023-10-30 | - | 0.66 | 0.62 | -6.06 | 714.46B | 678.35B | -5.05 | +1.73 | +9.52 |
| - | 2023-07-27 | - | 0.78 | 0.86 | +10.26 | - | - | - | -2.61 | -7.91 |
| - | 2023-04-28 | - | 0.64 | 0.65 | +1.56 | - | - | - | +0.52 | +1.71 |
| - | 2023-02-03 | - | 0.71 | 0.81 | +14.08 | - | - | - | -2.11 | -2.87 |
| - | 2022-10-28 | - | 0.69 | 0.74 | +7.25 | - | - | - | -0.33 | -0.17 |
BCH Earnings Analysis
Our earnings analysis provides a granular look at the company’s performance across recent fiscal quarters, highlighting key metrics such as revenue, EPS, and operating margins. By examining actual results against analyst estimates, we uncover trends and surprises that drive stock price movements, offering valuable insights for both short-term traders and long-term investors.
In the most recent quarter, Banco de Chile reported performance for , announced on 2025-07-31. The company achieved an EPS of , compared to analyst estimates of 0.63 by % . Revenue for the quarter reached 0.00 compared to expectations of 0.00 by % .
The stock price reacted with a 0.99% one-day change and a 1.54% five-day change following the earnings release. These movements reflect market reaction in Banco de Chile growth trajectory and strategic initiatives.
BCH Earnings Forecast
Looking ahead, Banco de Chile(BCH) remains a focal point for investors seeking growth opportunities. Analyst forecasts for 2025/Q4 project quarter revenue of 792.35B and an EPS of 0.66.
However, recent estimate revisions provide additional context. Over the past three months, revenue estimates for FY2025 have been Revise Downward by -0.79%, while EPS estimates have been Revise Upward by 20178.35%. For the upcoming Q4 2025, revenue estimates have been adjusted Revise Downward by -0.95% . These revisions correlate with a 26.63% change in stock price over the same period, suggesting potential buying opportunities for investors who believe in Banco de Chile long-term fundamentals.
The relationship between earnings forecast revisions and stock price movements is critical for investors. Positive revisions in revenue or EPS often signal strengthening fundamentals, making temporary price dips attractive entry points. Conversely, downward revisions may reflect short-term challenges.
Estimate Revision
The chart shows the correlation between BCH's stock price and earnings forecast revisions. Positive revisions in Revenue or EPS often strengthen the stock's fundamentals, making price dips potential buying opportunities.
Revenue Estimates for FY2025
Revise Downward
-0.79%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
+20178.35%
In Past 3 Month
Revenue Estimates for Q4 2025
Revise Downward
-0.95%
In Past 3 Month
Stock Price
Go Up
+26.63%
In Past 3 Month
1Y
3Y
5Y
Annual FY 2025
Currency: USD
1Y
3Y
5Y
--
Revenue Estimate-Annual FY 2025:3.06T
--
EPS Estimate-Annual FY 2025:2444.23
—
Stock Price38.52
BCH Revenue and EPS Performance: A Historical Perspective
Banco de Chile revenue and earnings per share (EPS) performance over recent quarters provides a clear picture of its financial health. Below is a detailed breakdown of the company’s earnings history, showcasing actual results, analyst estimates, and surprise percentages for key fiscal quarters:
(2025-07-31,After Hours):
EPS: (Actual) vs.0.63 (Estimate) (%)
Revenue: 0.00 (Actual) vs. 0.00 (Estimate) (%)
Price Reaction: 0.99%(1-Day), 1.54%(5-Day)
(2025-04-29,):
EPS: (Actual) vs.0.58 (Estimate) (%)
Revenue: 0.00 (Actual) vs. 0.00 (Estimate) (%)
Price Reaction: -1.18%(1-Day), -3.12%(5-Day)
(2024-07-30,):
EPS: 0.69 (Actual) vs.0.65 (Estimate) (6.15%)
Revenue: 0.00 (Actual) vs. 0.00 (Estimate) (%)
Price Reaction: -0.38%(1-Day), -3.00%(5-Day)
Earnings Reaction
The chart below shows how BCH performed 10 days before and after its earnings report, based on data from the past quarters. Typically, BCH sees a -2.48% change in stock price 10 days leading up to the earnings, and a +3.39% change 10 days following the report. On the earnings day itself, the stock moves by -0.64%. This data can give you a slight idea of what to expect for the next quarter's release.
For example, in JUN/2025, the stock changed 0.99% on the day following the earnings release and then changed by 6.08% over the next 10 days. These patterns provide investors with valuable insights into potential price movements and help inform trading strategies around earnings events.
Transcript Summary
Banco de Chile (BCH) Q3 2025 Earnings Call Summary
Neutral
2025-11-07
The earnings call highlights a mixed outlook: strong financial performance and improved efficiency ratios are offset by declines in consumer and commercial lending, high inflation, and uncertain political impacts. The Q&A section reveals a focus on digital transformation and growth potential, but management's avoidance of specific guidance raises concerns. These factors suggest a neutral impact on stock price, with positive elements potentially balancing out the negatives.
Banco de Chile (BCH) Q2 2025 Earnings Call Summary
Neutral
2025-08-06
The earnings call presents a mixed picture: strong financial health with a high CET1 ratio and efficiency improvements, but political uncertainties and unclear guidance on key metrics like Banchile Pagos' growth. The Q&A reveals management's cautious stance due to macroeconomic factors, leading to a neutral sentiment. While there are positive aspects like digital growth and potential fee increases, the lack of clear guidance and political risks balance these out, suggesting a neutral stock price movement.
Banco de Chile (BCH) Q3 2024 Earnings Call Summary
Positive
2024-11-08
The earnings call summary indicates strong financial performance with a 11% increase in net income and a share buyback program, which are positive indicators. However, there are concerns about economic recovery, inflation, and political risks. The Q&A section did not reveal any major negative surprises, and the company's strategic initiatives seem solid. Overall, the positive financial results and shareholder return plan outweigh the risks, leading to a positive sentiment prediction for the stock price.
Banco de Chile (BCH) Q2 2024 Earnings Call Summary
Neutral
2024-08-02
The earnings call presents mixed signals. Financial performance shows stable operating revenues and ROE, but net income and expected credit losses are concerning. The lack of shareholder return plans and geopolitical risks further dampen sentiment. However, guidance for ROE improvement and loan growth slightly above industry average are positive. The Q&A session reveals cautious optimism about loan growth and asset quality stabilization, but unclear responses about new business initiatives introduce uncertainty. Overall, the sentiment is balanced, suggesting a neutral stock price movement over the next two weeks.
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FAQ
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