Earnings Report Overview: Zions Bancorporation is set to report its earnings after market close, with analysts expecting a revenue growth of 5.8% year on year to $838.2 million and adjusted earnings of $1.39 per share.
Market Performance Context: The regional banking sector has faced volatility, with Zions Bancorporation's stock down 14.8% recently, while peers like First Horizon and FB Financial have shown mixed results, indicating a challenging environment for regional banks.
ZION
$59.145+Infinity%1D
Analyst Views on ZION
Wall Street analysts forecast ZION stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ZION is 62.44 USD with a low forecast of 57.00 USD and a high forecast of 70.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
20 Analyst Rating
Wall Street analysts forecast ZION stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ZION is 62.44 USD with a low forecast of 57.00 USD and a high forecast of 70.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
5 Buy
14 Hold
1 Sell
Hold
Current: 58.990
Low
57.00
Averages
62.44
High
70.00
Current: 58.990
Low
57.00
Averages
62.44
High
70.00
Jefferies
Hold
to
Buy
upgrade
$55 -> $60
2025-11-19
Reason
Jefferies
Price Target
$55 -> $60
2025-11-19
upgrade
Hold
to
Buy
Reason
Jefferies upgraded Zions Bancorp to Buy from Hold with a price target of $60, up from $55. The stock pullback on the alleged fraud-related charge-off in Q3 combined with the "mini credit scare" among non-bank financials is overdone, the analyst tells investors in a research note. Jefferies views the charge-off as an "isolated issue" and expects further assurance on Zions' credit in the coming quarters. It also expects momentum on the bank's core fundamentals, particularly in loans and deposits.
UBS
Neutral
downgrade
$63 -> $57
2025-11-05
Reason
UBS
Price Target
$63 -> $57
2025-11-05
downgrade
Neutral
Reason
UBS lowered the firm's price target on Zions Bancorp to $57 from $63 and keeps a Neutral rating on the shares. Zions' pre-EPS charge-off disclosure caused industry-wide credit concerns, but strong credit quality, solid PPNR trends, and better-than-expected margin, fee income, and deposit results helped ease worries, the analyst tells investors in a research note. Management described the credit loss as an isolated event, with limited non-depository financial institution lending growth providing further reassurance. Attention now turns to the upcoming third-party credit review, FY26 operating leverage outlook, and deposit trends influencing long-term NIM, the firm says.
BofA
Brandon Berman
Underperform
to
Neutral
upgrade
$59 -> $62
2025-10-23
Reason
BofA
Brandon Berman
Price Target
$59 -> $62
2025-10-23
upgrade
Underperform
to
Neutral
Reason
BofA analyst Brandon Berman upgraded Zions Bancorp to Neutral from Underperform with a price target of $62, up from $59.
BofA
Underperform -> Neutral
upgrade
$59 -> $62
2025-10-23
Reason
BofA
Price Target
$59 -> $62
2025-10-23
upgrade
Underperform -> Neutral
Reason
As previously reported, BofA upgraded Zions Bancorp to Neutral from Underperform with a price target of $62, up from $59. The firm, which calls credit concerns "overdone," believes the current valuation discount to its pre-pandemic average captures above-trend credit risk, but neglects the bank's tangible book value growth prospects. Last week's fraud-related loan writedown does paint the bank's risk management in a "poor light," but the firm doesn't believe it represents systemic issues, the analyst tells investors.
About ZION
Zions Bancorporation, National Association (the Bank) is a provider of financial services. It provides a range of banking products and related services, primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. It conducts its operations primarily through seven managed and geographically defined bank divisions, each with its own local branding and management. Its products and services include commercial and small business banking, capital markets and investment banking, commercial real estate lending, retail banking, and wealth management. Its commercial small business banking products and services include commercial and industrial and owner-occupied lending and leasing, municipal and public finance services, corporate trust services, and others. Its capital markets and investment banking include loan syndications, fixed income securities underwriting, advisory and capital raising, and Power and project financing.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
