Wells Fargo (WFC) Reports $21.3B Net Income in Q4 2025, EPS Up 17%
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1h ago
0mins
Source: seekingalpha
- Net Income Growth: Wells Fargo reported a net income of $21.3 billion in Q4 2025, reflecting a 6% year-over-year increase driven by broad-based growth in both consumer and commercial sectors, indicating strong market performance.
- Significant Asset Growth: Following the lifting of the asset cap, the bank's assets grew by 11% year-over-year, with increases in loans and trading assets providing robust support for its market operations, further solidifying its competitive position.
- Enhanced Capital Returns: In 2025, Wells Fargo increased its common stock dividend per share by 13% and repurchased $18 billion of common stock, demonstrating a commitment to shareholder returns and an improvement in financial health.
- Optimistic Outlook: The company expects total net interest income to reach approximately $50 billion in 2026, with mid-single-digit growth in loans and deposits, reflecting management's confidence in future market conditions and a commitment to ongoing investments.
Analyst Views on WFC
Wall Street analysts forecast WFC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for WFC is 94.23 USD with a low forecast of 86.50 USD and a high forecast of 110.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
16 Analyst Rating
11 Buy
5 Hold
0 Sell
Moderate Buy
Current: 93.560
Low
86.50
Averages
94.23
High
110.00
Current: 93.560
Low
86.50
Averages
94.23
High
110.00
About WFC
Wells Fargo & Company is a financial services company. The Company provides a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, to individuals, businesses and institutions. The Company operates through four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. The Company provides consumer financial products and services, including checking and savings accounts, credit and debit cards, and auto, residential mortgage, and small business lending. In addition, the Company offers financial planning, private banking, investment management, and fiduciary services. It also provides financial solutions to businesses through products and services including traditional commercial loans and lines of credit, letters of credit, asset-based lending and leasing, trade financing, treasury management, and investment banking services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
