Webster Financial Reports Q4 2025 Net Income of $248.7 Million, Achieving Record EPS
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 6d ago
0mins
Source: Businesswire
- Net Income Growth: Webster Financial achieved a net income of $248.7 million in Q4 2025, translating to $1.55 per diluted share, a significant increase from $171.8 million and $1.01 per share in Q4 2024, indicating robust profitability enhancement.
- Adjusted Earnings Performance: Excluding one-time items such as debt redemption and charitable contributions, the adjusted EPS was $1.59, up 11.2% from $1.43 in Q4 2024, reflecting the strength of the company's core operations.
- Commercial Banking Expansion: As of December 31, 2025, Webster's Commercial Banking segment reported $43.8 billion in loans and leases and $17.3 billion in deposits, demonstrating strong growth and an expanding customer base in the market.
- Healthcare Financial Services Growth: The Healthcare Financial Services segment reached total footings of $16.9 billion, a 10.7% increase from 2024, with deposits growing by 4.5%, showcasing Webster's ongoing investment and strong demand in the healthcare sector.
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Analyst Views on WBS
Wall Street analysts forecast WBS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for WBS is 75.00 USD with a low forecast of 70.00 USD and a high forecast of 80.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
13 Analyst Rating
11 Buy
2 Hold
0 Sell
Strong Buy
Current: 64.530
Low
70.00
Averages
75.00
High
80.00
Current: 64.530
Low
70.00
Averages
75.00
High
80.00
About WBS
Webster Financial Corporation is the holding company for Webster Bank, N.A. The Company's segments include Commercial Banking, Healthcare Financial Services and Consumer Banking. The Commercial Banking segment delivers financial solutions both nationally and regionally, which helps its clients to achieve their business and financial goals with expertise in commercial and institutional lending, commercial real estate, capital markets, capital finance, and treasury management. The Healthcare Financial Services segment includes HSA Bank and Ametros. HSA Bank is a provider of employee benefits solutions. Ametros is a professional administrator of medical insurance claim settlements, helping individuals to manage their ongoing medical care through their CareGuard service and technology platform. The Consumer Banking segment delivers customized financial solutions for individuals and families, private clients, and small business owners across 196 banking centers throughout the Northeast.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Webster Financial Reports Mixed Q4 Results with Record EPS
- Earnings Beat: Webster Financial reported Q4 earnings of $1.59 per share, surpassing the analyst consensus of $1.54, indicating strong fundamental performance despite mixed results.
- Sales Miss: The company’s quarterly sales reached $632.853 million, falling short of the $643.044 million expected by analysts, highlighting challenges in revenue growth.
- Stock Reaction: Following the earnings announcement, Webster Financial's shares fell 0.3% to $63.83, reflecting market caution regarding the mixed results.
- Analyst Rating Changes: Analysts adjusted their price targets, with Keefe, Bruyette & Woods raising theirs from $75 to $77, indicating confidence in the company's future performance despite the mixed earnings report.
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