Best money market account rates today, May 31, 2025 (best account provides 4.41% APY)

Written by Emily J. Thompson, Senior Investment Analyst

Source: Yahoo Finance

Updated: May 31 2025

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Source: Yahoo Finance

Current Money Market Account Rates: The national average money market account rate is currently 0.62%, but some top accounts offer rates over 4% APY, making it a good time to compare and potentially open an account to maximize earnings.
Understanding APY and Interest Rates: The annual percentage yield (APY) reflects total earnings with compounding, while traditional savings accounts may have lower interest rates; money market accounts often come with higher minimum balance requirements and withdrawal limits.

About the author

Emily J. Thompson

Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.

Best money market account rates today, May 31, 2025 (best account provides 4.41% APY)

About the author

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