Strategies for Investing in Payment Stocks Following Their Toughest Performance in 15 Years
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 04 2025
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Source: MarketWatch
Worst Year for Payments Stocks: According to J.P. Morgan analysts, 2023 has been the worst year for payments stocks in 15 years, excluding the pandemic period.
Investor Concerns: The struggles of payment-technology and financial-technology stocks are attributed to investor worries about slowing growth, potential commoditization, and the uncertain profitability of new offerings in lending and other areas.
Opportunity for Investors: Despite the challenges, there may be investment opportunities for those who can identify promising areas within the sector.
Market Sentiment: The overall market sentiment reflects caution among investors regarding the future performance of payment and financial technology companies.
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Analyst Views on XYZ
Wall Street analysts forecast XYZ stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for XYZ is 86.51 USD with a low forecast of 55.00 USD and a high forecast of 108.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
30 Analyst Rating
25 Buy
3 Hold
2 Sell
Strong Buy
Current: 64.220
Low
55.00
Averages
86.51
High
108.00
Current: 64.220
Low
55.00
Averages
86.51
High
108.00
About XYZ
Block, Inc. builds technology to increase access to the global economy. The Company operates through two segments: Square and Cash App. The Square includes managed payment services, software solutions, hardware, and financial services offered to sellers, excluding those that involve Cash App. The Cash App segment includes the financial tools available to individuals within the mobile Cash App, including peer-to-peer payments, bitcoin and stock investments. The Cash App also includes Cash App Card, which is linked to customer stored balances that customers can use to pay for purchases or withdraw funds from an ATM. Cash App also includes the BNPL platform. Its Afterpay business is transforming the way customers manage their spending over time. Its TIDAL business is a music platform that empowers artists to thrive as entrepreneurs. Its Bitkey business is a simple self-custody wallet built for bitcoin. Proto business is a suite of bitcoin mining products and services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Legal Relief Options: Long-term shareholders of Block stock may seek corporate governance reforms, fund recovery, or court-approved financial awards, aimed at enhancing transparency and accountability within the company.
- Importance of Participation: Shareholder involvement can improve company policies and oversight mechanisms, thereby enhancing shareholder value and ensuring more effective management of the organization.
- Legal Fee Arrangement: Halper Sadeh LLC offers contingent fee-based legal services, meaning shareholders will not incur upfront legal costs, thus reducing the financial burden of participating in the rights enforcement process.
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