SteadPoint Insurance Company Outlook Revised to Negative by AM Best
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 05 2025
0mins
Source: Businesswire
- Outlook Adjustment: AM Best has revised SteadPoint Insurance Company's outlook from stable to negative, reflecting concerns over its internal control environment and consistency in financial oversight, which may impact future capital stability.
- Financial Strength Affirmation: Despite the outlook downgrade, SteadPoint's financial strength rating remains affirmed at A- (Excellent), indicating strong balance sheet strength and operating performance, although it faces heightened execution risks.
- Governance Improvement Measures: The company has implemented measures to strengthen its financial reporting framework, including partnerships with established third-party accounting firms, aimed at enhancing governance structures to address challenges arising from expansion.
- Declining Operating Performance: SteadPoint's operating performance in 2024 and 2025 has been impacted by expenses related to growth objectives and underwriting volatility, demonstrating its ongoing efforts in risk management and business realignment.
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Analyst Views on SPNT
Wall Street analysts forecast SPNT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SPNT is 25.00 USD with a low forecast of 25.00 USD and a high forecast of 25.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Analyst Rating
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 20.140
Low
25.00
Averages
25.00
High
25.00
Current: 20.140
Low
25.00
Averages
25.00
High
25.00
About SPNT
SiriusPoint Ltd. is a Bermuda-based global underwriter of insurance and reinsurance providing solutions to clients and brokers around the world. The Company has licenses to write property and casualty and accident and health insurance and reinsurance globally. The Company’s segments include Reinsurance and Insurance & Services. In the Reinsurance segment, the Company provides reinsurance products to insurance and reinsurance companies, government entities, and other risk-bearing vehicles on a treaty or facultative basis. The Reinsurance segment predominantly underwrites casualty, property and specialty lines of business on a worldwide basis. For reinsurance assumed, it participates in the reinsurance market with a global focus through the broker market distribution channel. Through the Insurance & Services segment, the Company underwrites primary insurance in a number of sectors. The Insurance & Services segment includes accident and health, casualty, and specialty.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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SiriusPoint Acquires Assist America to Enhance Global Service Capabilities
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