Mortgage Rates Decline for the Second Consecutive Week
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 04 2025
0mins
Source: SeekingAlpha
Mortgage Rate Trends: Mortgage rates have decreased for the second week in a row, with 30-year fixed-rate mortgages averaging 6.19% and 15-year fixed-rate mortgages at 5.44%.
Year-over-Year Comparison: Current mortgage rates are significantly lower than a year ago, with a half percent reduction, making it a more favorable market for homebuyers and homeowners.
Expert Insight: Freddie Mac's chief economist, Sam Khater, highlighted the positive impact of lower rates on the housing market.
Market Demand: Despite the decline in mortgage rates, there has been a decrease in mortgage demand.
Analyst Views on XHB
Wall Street analysts forecast XHB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for XHB is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
0 Analyst Rating
0 Buy
0 Hold
0 Sell
Current: 114.840
Low
Averages
High
Current: 114.840
Low
Averages
High
No data
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
