Metropolitan Bank Holding Corp. Schedules Q4 and Full Year 2025 Earnings Release and Conference Call
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 09 2026
0mins
Source: Newsfilter
- Earnings Release Schedule: Metropolitan Bank Holding Corp. plans to release its Q4 and full year 2025 financial results after market close on January 20, 2026, demonstrating the company's commitment to transparency and investor communication.
- Conference Call Details: The company will hold a conference call at 9:00 a.m. ET on January 21, 2026, to discuss the financial results, which is expected to attract significant attention from investors and analysts, thereby enhancing market confidence.
- Webcast Availability: The conference call will be broadcast live over the Internet, allowing investors to register 15 minutes prior to the start time, ensuring timely information dissemination and improving interaction between the company and its investors.
- Industry Recognition: Metropolitan Commercial Bank was named one of Newsweek's Best Regional Banks in 2024 and 2025, reflecting its strong performance and reputation in a competitive market.
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Analyst Views on MCB
Wall Street analysts forecast MCB stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for MCB is 88.00 USD with a low forecast of 86.00 USD and a high forecast of 90.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Analyst Rating
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 89.190
Low
86.00
Averages
88.00
High
90.00
Current: 89.190
Low
86.00
Averages
88.00
High
90.00
About MCB
Metropolitan Bank Holding Corp. is a bank holding company. The Company, through its subsidiary, Metropolitan Commercial Bank, a New York state-chartered commercial bank, provides a range of business, commercial and retail banking products and services to small businesses, middle-market enterprises, public entities and affluent individuals in the New York metropolitan area. In addition to traditional commercial banking products, the Company offers corporate cash management and retail banking services; customized financial solutions for government entities, municipalities, public institutions and charter schools; specialized services to facilitate secure and efficient real estate transactions and tax-deferred exchanges for title and escrow and Section 1031 exchanges; and EB-5 Program accounts for qualified foreign investors. Its commercial real estate products include acquisition loans, renovation loans, loans on owner-occupied properties and construction loans.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Metropolitan Bank Holding Corp. (MCB) Reports 13% Loan Growth and 20% Net Interest Income Increase in Q4 2025
- Loan Portfolio Growth: In 2025, Metropolitan Bank's loan portfolio expanded by approximately $775 million, representing nearly 13% growth, indicating strong performance in the lending market that enhances overall revenue and market share.
- Net Interest Income Increase: The bank reported net interest income of $85.3 million for Q4, reflecting over 10% growth from the previous quarter and nearly 20% year-over-year, showcasing sustained potential for income growth and strengthening profitability.
- Significant Deposit Growth: Deposits grew by approximately $1.4 billion in 2025, or about 23%, providing ample funding support for future loan growth and further solidifying the bank's financial stability.
- Positive Future Outlook: Management anticipates loan growth of about $800 million, or approximately 12%, in 2026, alongside plans to open two new branches in Florida, demonstrating confidence in market expansion and strategic positioning.
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Metropolitan Bank (MCB) Q4 EPS of $2.77 Beats by $0.70, Revenue Up 24.5%
- Earnings Highlights: Metropolitan Bank reported a Q4 GAAP EPS of $2.77, exceeding expectations by $0.70, which underscores the company's robust profitability and strengthens its position in the financial market.
- Revenue Growth: The bank achieved revenues of $88.41 million, a 24.5% year-over-year increase, surpassing estimates by $5.26 million, reflecting effective expansion in its customer base and market share.
- Future Outlook: In its 2026 outlook, Metropolitan Bank highlighted potential for margin expansion and plans to accelerate deposit growth through new verticals, indicating strong confidence in future business development.
- Market Reaction: Despite the strong performance, analysts noted that as the stock becomes fully valued, market momentum may wane, prompting investors to monitor future growth potential and market dynamics.
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