Impact of UMH's New $91.8 Million Fixed-Rate Loan on Investors in UMH Properties (UMH)
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 06 2025
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Source: Yahoo Finance
UMH Properties Financing: UMH Properties, Inc. secured a US$91.8 million interest-only loan at a fixed 5.46% rate through Wells Fargo, enhancing its ability to pursue acquisitions and community expansions while managing higher-cost debt.
Investment Outlook: The new financing is expected to strengthen UMH's growth narrative, projecting revenues of $327.1 million and earnings of $32.3 million by 2028, with a fair value estimate suggesting a 22% upside from its current price.
Risks and Considerations: Investors should be cautious of UMH's reliance on significant annual capital needs in a high-interest environment, which could impact its balance sheet resilience and interest coverage.
Research and Analysis: Simply Wall St provides a comprehensive analysis of UMH Properties, highlighting key rewards and warning signs, while emphasizing that their commentary is based on historical data and not intended as financial advice.
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Analyst Views on UMH
Wall Street analysts forecast UMH stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UMH is 19.10 USD with a low forecast of 16.00 USD and a high forecast of 23.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
5 Analyst Rating
4 Buy
1 Hold
0 Sell
Strong Buy
Current: 15.590
Low
16.00
Averages
19.10
High
23.50
Current: 15.590
Low
16.00
Averages
19.10
High
23.50
About UMH
UMH Properties, Inc. is a real estate investment trust (REIT). The Company’s primary business is the ownership and operation of manufactured home communities. It also leases manufactured homes to residents and through its wholly owned taxable REIT subsidiary, UMH Sales and Finance, Inc., sells and finances the sale of manufactured homes to residents and prospective residents. The Company owns and operates 145 manufactured home communities, containing approximately 27,000 developed homesites, of which 10,800 contain rental homes, and over 1,000 self-storage units. These communities are located in New Jersey, New York, Ohio, Pennsylvania, Tennessee, Indiana, Maryland, Michigan, Alabama, South Carolina, Florida and Georgia. Included in the 145 communities are two communities in Florida, containing 363 sites, and one community in Pennsylvania, containing 113 sites, that the Company has an ownership interest in and operates through its joint venture with Nuveen Real Estate.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
UMH PROPERTIES, INC. DISCLOSES TAX IMPLICATIONS FOR 2025 DISTRIBUTIONS
- Company Announcement: U M H Properties, Inc. has announced a new treatment for their 2025 distributions.
- Focus on Future: The announcement indicates a strategic move towards enhancing their distribution strategy for the upcoming year.
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UMH Properties (UMH) Declares $0.225 Quarterly Dividend with 5.57% Yield
- Quarterly Dividend Announcement: UMH Properties declared a quarterly dividend of $0.225 per share, consistent with previous distributions, demonstrating the company's ongoing ability to maintain stable cash flow, which is expected to bolster investor confidence.
- Yield Performance: The forward yield of 5.57% from this dividend is attractive in the current market environment, likely drawing interest from income-seeking investors and enhancing shareholder returns.
- Rental Growth Potential: UMH anticipates an $11 million revenue growth potential through a 5% annual rent increase, indicating the company's capacity for expansion and profitability in a high-demand market.
- Leasing Market Dynamics: UMH reported increases in January same-property rental and related income due to occupancy gains, reflecting the company's competitiveness and solid growth foundation in the leasing market.
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