HDFC Bank's deposit growth outpaces loans in first quarter
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jul 04 2025
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Source: Reuters
Deposit and Loan Growth: HDFC Bank reported a 1.8% increase in deposits to 27.64 trillion rupees, while loans grew only 0.4% to 26.53 trillion rupees in the first quarter.
Impact of Merger and Credit Growth: Following its merger with parent HDFC, the bank faces pressure to boost deposits amid overall credit growth challenges in India due to stricter lending regulations.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
