Fold Holdings is now available in all 50 U.S. states following its strategic partnership with BitGo Bank & Trust, National Association and their approval in becoming a federally chartered bank from the Office of the Comptroller of the Currency. BitGo is now one of the first few digital asset companies in U.S. history to secure this level of federal oversight, establishing a new regulatory pathway for compliant, nationwide Bitcoin access. Powered by BitGo's Crypto-as-a-Service digital asset infrastructure, Fold will be the first consumer Bitcoin financial services company able to operate across all 50 states under a single, federally supervised trust framework, replacing the fragmented State-by-State rules that have limited consumer access. Fold's users will gain nationwide access to bitcoin exchange and custody services, including in previously restricted markets such as New York. This milestone immediately expands access to Fold's Bitcoin Gift Card and strengthens the value proposition of the upcoming Fold Bitcoin Credit Card.
Wall Street analysts forecast FLD stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FLD is 7.00 USD with a low forecast of 7.00 USD and a high forecast of 7.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Analyst Rating
Wall Street analysts forecast FLD stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FLD is 7.00 USD with a low forecast of 7.00 USD and a high forecast of 7.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 2.130
Low
7.00
Averages
7.00
High
7.00
Current: 2.130
Low
7.00
Averages
7.00
High
7.00
Cantor Fitzgerald
NULL -> Overweight
initiated
$6.50
2025-07-28
Reason
Cantor Fitzgerald
Price Target
$6.50
AI Analysis
2025-07-28
initiated
NULL -> Overweight
Reason
Cantor Fitzgerald initiated coverage of Fold Holdings with an Overweight rating and $6.50 price target.
Cantor Fitzgerald
Overweight
initiated
$6.50
2025-07-28
Reason
Cantor Fitzgerald
Price Target
$6.50
2025-07-28
initiated
Overweight
Reason
Cantor Fitzgerald initiated coverage of Fold Holdings with an Overweight rating and $6.50 price target. The firm says Fold is a bitcoin treasury company with a legitimate underlying business. The company's core product is a bitcoin debit card, but it will soon be rolling out bitcoin gift cards and a credit card, the analyst tells investors in a research note. Cantor views Fold as "unique" since it has a a core business focused on driving adoption of bitcoin and the ability to execute treasury operations. It likes the stock's risk/reward at current levels.
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HC Wainwright & Co.
Kevin Dede
Strong Buy
Reiterates
$7
2025-04-14
Reason
HC Wainwright & Co.
Kevin Dede
Price Target
$7
2025-04-14
Reiterates
Strong Buy
Reason
HC Wainwright & Co.
Kevin Dede
Strong Buy
Initiates
$7
2025-04-07
Reason
HC Wainwright & Co.
Kevin Dede
Price Target
$7
2025-04-07
Initiates
Strong Buy
Reason
About FLD
Fold Holdings, Inc. is a bitcoin financial services company engaged in expanding access to bitcoin through a comprehensive suite of consumer financial products. The Company offers consumers a Federal Deposit Insurance Corporation (FDIC) insured checking account, a Visa prepaid debit card, bill payments, and an extensive catalog of merchant reward offers. It also partners with third-party service providers that offer bitcoin exchange and custody services. In addition to enabling customers to accumulate bitcoin through its rewards program, the Company itself actively invests in and accumulates bitcoin for its treasury. Its Products and Services consist of Banking and Payments; Rewards Network, and Custody and Trading. It offers a free FDIC-insured checking account that supports direct deposits, bill payments, and the ability to receive paychecks up to three days early. The Company offers eligible customers the ability to buy, sell, store, and withdraw Bitcoin through it.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
