Fiserv's Q3 Disastrous Earnings Lead to 48% Stock Crash
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 23h ago
0mins
Source: Fool
- Disastrous Performance: Fiserv's Q3 2025 adjusted EPS of $2.04 fell nearly 23% short of Wall Street estimates, with revenue also 8% below expectations, resulting in a stock crash of over 50%.
- Clover Struggles: Clover faces client dissatisfaction due to high fees, with CEO indicating a projected 10% revenue drop in Q4 compared to Q3, reflecting significant strategic shifts in the business.
- Banking Revenue Decline: Fiserv's banking division saw a 7% year-over-year revenue drop, indicating that its core processing technology is failing to meet the agility demands of modern banking, risking customer attrition and market share loss.
- Strategic Shift: The company has launched the “One Fiserv” action plan to focus on client needs and leverage existing strengths, alongside major leadership changes aimed at restoring investor confidence and addressing new competition.
Analyst Views on FISV
Wall Street analysts forecast FISV stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FISV is 95.61 USD with a low forecast of 62.00 USD and a high forecast of 180.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
28 Analyst Rating
8 Buy
20 Hold
0 Sell
Moderate Buy
Current: 67.400
Low
62.00
Averages
95.61
High
180.00
Current: 67.400
Low
62.00
Averages
95.61
High
180.00
About FISV
Fiserv, Inc. is a global provider of payments and financial services technology solutions. Its segments include Merchant Solutions (Merchant) and Financial Solutions (Financial). The businesses in its Merchant segment provide commerce-enabling products and services to companies of all sizes around the world. These products and services include merchant acquiring and digital commerce services; mobile payment services; security and fraud protection solutions; stored-value solutions; software-as-a-service; POS devices; and pay-by-bank solutions. The business lines in its Merchant segment consist of small business, enterprise, and processing. The businesses in its Financial segment provide products and services to financial institutions, corporate and public sector clients across the world, enabling the processing of customer loan and deposit accounts, digital payments and card transactions. The business lines in its Financial segment consist of digital payments, issuing, and banking.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
