FDIC Proposal: The U.S. Federal Deposit Insurance Corp. has proposed a tailored application process for banks to issue payment stablecoins through subsidiaries, as part of the GENIUS Act's implementation.
Regulatory Framework: The GENIUS Act establishes a regulatory framework for dollar-backed stablecoins, requiring them to be fully backed by high-quality, liquid assets and issued by regulated institutions.
Public Consultation: The FDIC's new plan will undergo public consultation before finalization, aiming to evaluate the safety and soundness of applicants while minimizing regulatory burdens.
Growing Interest in Stablecoins: Financial institutions, including Visa, are increasingly exploring stablecoins for payments and settlements, reflecting a rising interest in digital assets.
Wall Street analysts forecast V stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for V is 406.59 USD with a low forecast of 330.00 USD and a high forecast of 450.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
25 Analyst Rating
Wall Street analysts forecast V stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for V is 406.59 USD with a low forecast of 330.00 USD and a high forecast of 450.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
23 Buy
2 Hold
0 Sell
Strong Buy
Current: 325.280
Low
330.00
Averages
406.59
High
450.00
Current: 325.280
Low
330.00
Averages
406.59
High
450.00
Truist
Buy
downgrade
$392 -> $374
2026-01-20
New
Reason
Truist
Price Target
$392 -> $374
AI Analysis
2026-01-20
New
downgrade
Buy
Reason
Truist lowered the firm's price target on Visa to $374 from $392 and keeps a Buy rating on the shares as part of a broader research note previewing Q4 earnings in FinTech. The quarter's results should be solid, although a tougher y/y comparison may limit volume-related beats, and while Truist is optimistic on the group throughout 2026, some management teams may look to reset Street expectations a bit lower with their original 2026 guidance, the analyst tells investors in a research note.
BofA
Mihir Bhatia
Neutral -> Buy
upgrade
$382
2025-12-11
Reason
BofA
Mihir Bhatia
Price Target
$382
2025-12-11
upgrade
Neutral -> Buy
Reason
BofA analyst Mihir Bhatia upgraded Visa to Buy from Neutral with a $382 price target. The firm believes Visa shares offer "very attractive return potential" following recent underperformance, the analyst tells investors. The firm view stablecoins as an opportunity, regulatory and litigation risks as "manageable," and Visa as "a premier business," the analyst added.
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HSBC
Hold
to
Buy
upgrade
$335 -> $389
2025-12-08
Reason
HSBC
Price Target
$335 -> $389
2025-12-08
upgrade
Hold
to
Buy
Reason
HSBC upgraded Visa to Buy from Hold with a price target of $389, up from $335. Valuation and strong financial performance underpins the firm's more positive stance on Visa, as its attractive financial algorithm remains intact as services generate outsized growth, the analyst tells investors in a research note. The firm thinks value-added services has a long runway for growth, while Commercial & Money Movement Solutions also offer material upside over time.
HSBC
Saul Martinez
Hold
to
Buy
upgrade
$389
2025-12-07
Reason
HSBC
Saul Martinez
Price Target
$389
2025-12-07
upgrade
Hold
to
Buy
Reason
HSBC analyst Saul Martinez upgraded Visa to Buy from Hold with a $389 price target.
About V
Visa Inc. is a global payments technology company. It facilitates global commerce and money movement across more than 200 countries and territories among a global set of consumers, merchants, financial institutions and government entities through technologies. It operates through the Payment Services segment. It provides transaction processing services (primarily authorization, clearing and settlement) to its financial institution and merchant clients through VisaNet, its proprietary advanced transaction processing network. It offers a range of Visa-branded payment products that its clients, including nearly 14,500 financial institutions, use to develop and offer payment solutions or services, including credit, debit, prepaid and cash access programs for individual, business and government account holders. It also provides value-added services to its clients, including issuing solutions, acceptance solutions, risk and identity solutions, open banking solutions and advisory services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
