Equifax Secures 62 New Patents in 2025, 20 Related to AI
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 17 2025
0mins
Equifax secured 27 patents in the second half of 2025, bringing the total number of new patents secured for the year to 62. 20 of these new patents support the company's approach to artificial intelligence. As of November 2025, Equifax has nearly 700 issued or pending patents spanning 15 countries, encompassing distinctive techniques to accelerate the use of AI, including machine learning for data & analytics and risk modeling. The latest technology and innovation covered by the most recent Equifax patents include: production-ready attributes creation and management for software development (Australia), consolidation of data sources for expedited validation of risk assessment data (U.S.); updating attribute data structures to indicate trends in attribute data provided to automated modeling systems (Europe) ; machine-learning techniques for risk assessment based on multiple data sources (U.S.); secure online access control to prevent identification information Misuse (Australia); device-agnostic access control techniques (Europe).
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Analyst Views on EFX
Wall Street analysts forecast EFX stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for EFX is 262.42 USD with a low forecast of 234.00 USD and a high forecast of 295.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
13 Analyst Rating
9 Buy
4 Hold
0 Sell
Moderate Buy
Current: 205.330
Low
234.00
Averages
262.42
High
295.00
Current: 205.330
Low
234.00
Averages
262.42
High
295.00
About EFX
Equifax Inc. is a global data, analytics, and technology company. The Company is engaged in helping financial institutions, companies, employers, and government agencies make critical decisions. The Company’s Workforce Solutions segment provides services enabling customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure and sanctions of people in the United States. The Company’s U.S. Information Solutions (USIS) segment provides consumer and commercial information solutions to businesses in the United States, including online information, decisioning technology solutions, identity management services, analytical services, e-commerce fraud and charge back protection services, portfolio management services, mortgage information and marketing services. The Company’s International segment provides products and services similar to those available in the USIS segment but with variations by geographic region.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Equifax Launches New Employment Insights Solutions for Auto Financing
- Product Launch: Equifax has introduced two new Employment Insights solutions designed to provide a more comprehensive financial picture, enabling auto dealers to make quicker decisions during auto loan prequalification and financing processes.
- Data Verification Advantage: The new solutions leverage verified employment and income data from The Work Number, allowing dealers to move beyond self-reported data, thereby reducing risk and accelerating the loan approval process.
- Prequalification Stage Support: At the prequalification stage, the solutions provide applicants' total annual income and employment records, helping dealers better understand buyers' purchasing power before a full credit application is submitted.
- Financing Stage Optimization: During the financing stage, the solutions combine verified income and employment data with identity validation, assisting dealers in validating application information and reducing buyback risk, thus enhancing the likelihood of successful transactions.
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Equifax Launches New Employment Insights Solutions for Auto Financing
- Product Launch: Equifax has introduced two Employment Insights solutions designed to provide auto dealers with a more comprehensive view of a buyer's financial profile, facilitating quicker decision-making during loan prequalification and financing processes, thereby enhancing sales efficiency.
- Data Verification Advantage: The new solutions leverage verified data from The Work Number, enabling dealers to move beyond self-reported information to ensure more reliable consumer data, which lowers risk and accelerates the loan approval process.
- Prequalification Stage Support: At the prequalification stage, the solutions provide applicants' annual income and employment records, helping dealers better understand buyers' purchasing power and tailor sales experiences based on verified payment capabilities.
- Financing Stage Optimization: During the financing stage, the solutions combine verified income and employment data to assist dealers in validating application information, ensuring that deal terms align with consumers' verified purchasing power, thus increasing transaction success rates.
Continue Reading