Joseph's Dilemma: A 21-year-old named Joseph from Long Island is struggling with $24,000 in student loan debt and pressure from his immigrant parents to pursue a law career, which could lead to an additional $100,000 to $150,000 in debt.
Career Aspirations: Despite his parents' expectations, Joseph is not passionate about becoming a lawyer; he is currently studying business management and exploring a career in real estate, encouraged by local brokers.
Advice from Hosts: Dave Ramsey and Jade Warshaw advised Joseph to prioritize his own interests over financial gain, emphasizing the importance of pursuing a career that aligns with his passions rather than living out his parents' dreams.
Cultural Context: Ramsey acknowledged that while Joseph's parents have good intentions, their views on success are outdated, reflecting their own experiences as immigrants working paycheck to paycheck.
UBER
$81.5+Infinity%1D
Analyst Views on UBER
Wall Street analysts forecast UBER stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UBER is 115.96 USD with a low forecast of 84.00 USD and a high forecast of 150.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
28 Analyst Rating
Wall Street analysts forecast UBER stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UBER is 115.96 USD with a low forecast of 84.00 USD and a high forecast of 150.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
25 Buy
3 Hold
0 Sell
Strong Buy
Current: 81.860
Low
84.00
Averages
115.96
High
150.00
Current: 81.860
Low
84.00
Averages
115.96
High
150.00
Erste Group
Buy
to
Hold
downgrade
2025-12-05
Reason
Erste Group
Price Target
2025-12-05
downgrade
Buy
to
Hold
Reason
Erste Group downgraded Uber to Hold from Buy.
Erste Group
Buy
to
Hold
downgrade
2025-12-05
Reason
Erste Group
Price Target
2025-12-05
downgrade
Buy
to
Hold
Reason
Erste Group downgraded Uber to Hold from Buy. The firm says Uber's operating income growth in 2026 should be significantly lower than in 2024 and 2025. As such, Erste sees the shares "moving sideways" over the next few months.
Arete
Neutral -> Buy
upgrade
$82 -> $125
2025-12-03
Reason
Arete
Price Target
$82 -> $125
2025-12-03
upgrade
Neutral -> Buy
Reason
Arete upgraded Uber (UBER) to Buy from Neutral with a price target of $125, up from $82. The firm believes investor concerns over competition from autonomous vehicles is overdone. The autonomous vehicle providers outside of Tesla (TSLA) lack the ability to manufacture an affordable vehicle at scale, the analyst tells investors in a research note. Arete adds that with the majority of Uber's gross bookings coming from consumers with over $100,000 in annual income, the company has less consumer spending risk compared to peers.
Arete
Neutral -> Buy
upgrade
$125
2025-12-03
Reason
Arete
Price Target
$125
2025-12-03
upgrade
Neutral -> Buy
Reason
Arete upgraded Uber to Buy from Neutral with a $125 price target.
About UBER
Uber Technologies, Inc. operates a technology platform that uses network and technology to power movement from point A to point B. It develops and operates technology applications supporting a variety of offerings on its platform (platform(s)). Its segments include Mobility, Delivery and Freight. Mobility products connect consumers with drivers who provide rides in a variety of vehicles, such as cars, auto rickshaws, motorbikes, minibuses, or taxis. Delivery offerings allow consumers to search for and discover local restaurants, order a meal, and either pick-up at the restaurant or have the meal delivered. In certain markets, the Delivery segment provides offerings for grocery, alcohol, and convenience store delivery as well as select other goods. The Freight segment connects carriers with shippers on its platform, and gives carriers upfront, pricing and the ability to book a shipment. The Freight segment also includes transportation management and other logistics service offerings.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
