Burke & Herbert Financial Services Corp. Announces Third Quarter 2025 Results and Declares Common Stock Dividend
Financial Performance: Burke & Herbert Financial Services Corp. reported a net income of $29.7 million for Q3 2025, maintaining a diluted earnings per share of $1.97, with a return on average assets of 1.50% and a return on average equity of 14.88%.
Dividend Declaration: The board of directors declared a regular cash dividend of $0.55 per share, set to be paid on December 1, 2025, to shareholders of record by November 14, 2025.
Loan and Deposit Trends: Total gross loans decreased to $5.6 billion, while total deposits increased to $6.4 billion, resulting in a loan-to-deposit ratio of 86.7%. The company also reported strong loan originations and an increase in core deposits.
Capital Ratios and Asset Quality: The company remains well-capitalized with a Common Equity Tier 1 capital ratio of 12.7% and a total risk-based capital ratio of 15.4%, alongside adequate reserve coverage for asset quality metrics.
Discover Tomorrow's Bullish Stocks Today
Analyst Views on BHRB
About BHRB
About the author

Halper Sadeh LLC Investigates SkyWater and LINKBANCORP Transactions
- Legal Investigation Launched: Halper Sadeh LLC is investigating SkyWater Technology, Inc. (NASDAQ:SKYT) for its sale to IonQ, involving $15.00 in cash and $20.00 in IonQ common stock, potentially violating fiduciary duties to shareholders, urging them to contact the firm to enforce their rights.
- LINKBANCORP Transaction Review: The sale of LINKBANCORP, Inc. (NASDAQ:LNKB) to Burke & Herbert Financial Services Corp. involves an exchange of 0.1350 shares of Burke & Herbert common stock for each LINKBANCORP share, with Halper Sadeh LLC potentially seeking increased consideration for shareholders.
- Merger Impact Analysis: The merger between Burke & Herbert Financial Services Corp. (NASDAQ:BHRB) and LINKBANCORP is expected to result in Burke & Herbert shareholders owning approximately 75% of the combined entity, with Halper Sadeh LLC encouraging shareholders to understand their legal rights and options.
- No-Risk Legal Consultation: Halper Sadeh LLC offers legal consultations without upfront fees, aiming to provide affected shareholders with additional disclosures and relief, ensuring their rights are fully protected in the transaction.

Burke & Herbert Financial Services Acquires LINKBANCORP in $354M All-Stock Deal
- Earnings Highlights: Burke & Herbert Financial Services reported a Q4 GAAP EPS of $1.98 and revenue of $86.55 million, indicating stability in revenue growth despite challenges posed by deteriorating loan quality.
- Loan Quality Concerns: The company faces risks related to declining loan quality, which could impact future financial performance, particularly during the integration period post-acquisition, leading to increased uncertainty.
- Acquisition Deal: Burke & Herbert announced the acquisition of LINKBANCORP in an all-stock deal valued at $354 million, aimed at expanding market share and enhancing competitiveness, although market reactions have been cautious.
- Market Reaction: While the acquisition may offer long-term growth potential, short-term uncertainties and loan quality issues could exert pressure on the stock price, prompting investors to closely monitor subsequent developments.






