Arbor Realty Trust (ABR) Faces 40% Stock Decline Amid Loan Restructuring Efforts
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 15 2026
0mins
Should l Buy ABR?
Source: Fool
- Stock Price Decline: Arbor Realty Trust has seen its stock price drop approximately 40% since the beginning of 2025, trading near early COVID-era lows primarily due to borrower delinquencies weakening net interest income, which has impacted its ability to maintain dividend payments.
- Loan Portfolio Risk: As of the latest quarter, loans from 2021 and 2022 account for 51.4% of the total $11.7 billion loan portfolio, underwritten at market peaks, facing refinancing difficulties; failure to restructure these loans could lead to significant declines in book value.
- Asset Value Preservation: Despite the distress, Arbor Realty Trust's book value per share remained at $12.08 as of Q3, with management indicating that addressing troubled assets will take several months, and if executed well, asset values should remain reliable.
- Single-Family Rental Strength: Single-family rental loans make up 23.6% of the loan portfolio and have proven to be a strong growth area in recent years; if Arbor can continue to increase originations in this segment, it may help mitigate potential losses from the multifamily sector.
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Analyst Views on ABR
Wall Street analysts forecast ABR stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ABR is 11.50 USD with a low forecast of 10.00 USD and a high forecast of 13.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Analyst Rating
1 Buy
1 Hold
1 Sell
Hold
Current: 7.800
Low
10.00
Averages
11.50
High
13.50
Current: 7.800
Low
10.00
Averages
11.50
High
13.50
About ABR
Arbor Realty Trust, Inc. is a real estate investment trust and direct lender, providing loan origination and servicing for multifamily, single-family rental (SFR) portfolios, and other diverse commercial real estate assets. The Company’s segments include Structured Business and Agency Business. Through its Structured Business, it invests in a diversified portfolio of structured finance assets in the multifamily, SFR and commercial real estate markets, primarily consisting of bridge loans to mezzanine loans, junior participating interests in first mortgages and preferred equity. It also invests in real estate-related joint ventures and may directly acquire real property and invest in real estate-related notes and certain mortgage-related securities. Through its Agency Business, the Company originates, sells, and services a range of multifamily finance products through Housing and Urban Development (HUD), Federal National Mortgage Association (Fannie Mae), among others.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Arbor Realty Trust Scheduled to Release Q4 2025 Financial Results
- Earnings Release Schedule: Arbor Realty Trust is set to announce its Q4 2025 financial results before the market opens on February 27, 2026, which is expected to provide investors with critical insights into the company's financial performance and operational health.
- Conference Call Details: Following the earnings release, the company will host a conference call at 10:00 a.m. Eastern Time, allowing investors to participate via live webcast or telephone, thereby ensuring broad dissemination and transparency of information.
- Replay Service: A telephonic replay of the conference call will be available until March 6, 2026, providing access to those who could not attend live, further enhancing communication channels between the company and its investors.
- Company Background: Arbor Realty Trust is a nationwide real estate investment trust specializing in loan origination and servicing for multifamily and single-family rental portfolios, managing a multibillion-dollar servicing portfolio, which underscores its strong position and capabilities in the real estate finance sector.
See More
Fitch Upgrades Arbor's Rating to CSS2- with Stable Outlook
- Rating Upgrade: Fitch upgraded Arbor Multifamily Lending, LLC's Commercial Special Servicer Rating to CSS2- with a Stable Outlook, reflecting ongoing technological and managerial improvements that enhance its competitiveness in the multifamily lending market.
- Technological Enhancements: Arbor's recent upgrades to its core asset management system were recognized by Fitch, indicating its proficiency in handling GSE commercial real estate loans, which further solidifies its industry-leading position.
- Internal Control Environment: Fitch noted that Arbor's internal control environment includes well-defined policies and procedures, along with segregation of duties for cash-handling servicing functions, ensuring compliance and service quality.
- Management Team Strength: Arbor's Commercial Primary Servicer Rating was affirmed at CPS2+, showcasing the strong expertise of its seasoned management team and staff in multifamily and agency primary servicing, which enhances client trust and market position.
See More
Fitch Upgrades Arbor's Rating to CSS2- with Stable Outlook
- Rating Upgrade: Fitch upgraded Arbor Multifamily Lending, LLC's Commercial Special Servicer Rating to CSS2- with a Stable Outlook, reflecting ongoing improvements in technology and management practices.
- Technological Advancements: Fitch noted Arbor's enhancements to its core asset management system and its experienced management team, which have demonstrated proficiency in resolving primarily GSE commercial real estate loans, further solidifying its market position.
- Internal Control Environment: Arbor's internal control environment includes well-defined policies and procedures, segregation of duties for cash-handling servicing functions, and exception reporting and management oversight, showcasing its strong compliance capabilities.
- Ongoing Commitment: Arbor's Commercial Primary Servicer Rating was affirmed at CPS2+ with a Stable Outlook, indicating its strong expertise in multifamily and agency primary servicing and continued dedication to technology improvements.
See More
ARBOR REALTY TRUST DISCLOSES TAX IMPLICATIONS FOR 2025 DIVIDENDS
Announcement of Dividend: Arbor Realty Trust has announced its dividend for the year 2025.
Dividend Details: The specifics regarding the amount and payment schedule of the dividend have been outlined in the announcement.
See More
Arbor Realty Trust (ABR) Faces 40% Stock Decline Amid Loan Restructuring Efforts
- Stock Price Decline: Arbor Realty Trust has seen its stock price drop approximately 40% since the beginning of 2025, trading near early COVID-era lows primarily due to borrower delinquencies weakening net interest income, which has impacted its ability to maintain dividend payments.
- Loan Portfolio Risk: As of the latest quarter, loans from 2021 and 2022 account for 51.4% of the total $11.7 billion loan portfolio, underwritten at market peaks, facing refinancing difficulties; failure to restructure these loans could lead to significant declines in book value.
- Asset Value Preservation: Despite the distress, Arbor Realty Trust's book value per share remained at $12.08 as of Q3, with management indicating that addressing troubled assets will take several months, and if executed well, asset values should remain reliable.
- Single-Family Rental Strength: Single-family rental loans make up 23.6% of the loan portfolio and have proven to be a strong growth area in recent years; if Arbor can continue to increase originations in this segment, it may help mitigate potential losses from the multifamily sector.
See More
Arbor Realty Trust Analyzes Dividend History of 6.375% Series D Preferred Stock
- Preferred Stock Performance: Arbor Realty Trust Inc's 6.375% Series D Cumulative Redeemable Preferred Stock (ABR.PRD) is down approximately 0.1% in Thursday trading, indicating market caution towards this preferred stock, while common shares (ABR) are up about 2.1%, reflecting higher investor confidence in the common stock.
- Market Dynamics: The slight decline in preferred shares contrasts with the rise in common shares, potentially indicating a reassessment of risk by investors seeking yield, which could impact the demand and pricing of preferred stocks.
- Yield Analysis: While specific yield data is not provided, the historical dividend payment record of the preferred stock may attract income-seeking investors, especially amid current market volatility.
- Investor Sentiment: The market's reaction to the preferred stock could influence future capital flows, prompting investors to monitor the company's financial performance and dividend policies to assess its long-term investment value.
See More
Arbor Realty Trust Scheduled to Release Q4 2025 Financial Results
- Earnings Release Schedule: Arbor Realty Trust is set to announce its Q4 2025 financial results before the market opens on February 27, 2026, which is expected to provide investors with critical insights into the company's financial performance and operational health.
- Conference Call Details: Following the earnings release, the company will host a conference call at 10:00 a.m. Eastern Time, allowing investors to participate via live webcast or telephone, thereby ensuring broad dissemination and transparency of information.
- Replay Service: A telephonic replay of the conference call will be available until March 6, 2026, providing access to those who could not attend live, further enhancing communication channels between the company and its investors.
- Company Background: Arbor Realty Trust is a nationwide real estate investment trust specializing in loan origination and servicing for multifamily and single-family rental portfolios, managing a multibillion-dollar servicing portfolio, which underscores its strong position and capabilities in the real estate finance sector.
See More
Fitch Upgrades Arbor's Rating to CSS2- with Stable Outlook
- Rating Upgrade: Fitch upgraded Arbor Multifamily Lending, LLC's Commercial Special Servicer Rating to CSS2- with a Stable Outlook, reflecting ongoing technological and managerial improvements that enhance its competitiveness in the multifamily lending market.
- Technological Enhancements: Arbor's recent upgrades to its core asset management system were recognized by Fitch, indicating its proficiency in handling GSE commercial real estate loans, which further solidifies its industry-leading position.
- Internal Control Environment: Fitch noted that Arbor's internal control environment includes well-defined policies and procedures, along with segregation of duties for cash-handling servicing functions, ensuring compliance and service quality.
- Management Team Strength: Arbor's Commercial Primary Servicer Rating was affirmed at CPS2+, showcasing the strong expertise of its seasoned management team and staff in multifamily and agency primary servicing, which enhances client trust and market position.
See More
Fitch Upgrades Arbor's Rating to CSS2- with Stable Outlook
- Rating Upgrade: Fitch upgraded Arbor Multifamily Lending, LLC's Commercial Special Servicer Rating to CSS2- with a Stable Outlook, reflecting ongoing improvements in technology and management practices.
- Technological Advancements: Fitch noted Arbor's enhancements to its core asset management system and its experienced management team, which have demonstrated proficiency in resolving primarily GSE commercial real estate loans, further solidifying its market position.
- Internal Control Environment: Arbor's internal control environment includes well-defined policies and procedures, segregation of duties for cash-handling servicing functions, and exception reporting and management oversight, showcasing its strong compliance capabilities.
- Ongoing Commitment: Arbor's Commercial Primary Servicer Rating was affirmed at CPS2+ with a Stable Outlook, indicating its strong expertise in multifamily and agency primary servicing and continued dedication to technology improvements.
See More
ARBOR REALTY TRUST DISCLOSES TAX IMPLICATIONS FOR 2025 DIVIDENDS
Announcement of Dividend: Arbor Realty Trust has announced its dividend for the year 2025.
Dividend Details: The specifics regarding the amount and payment schedule of the dividend have been outlined in the announcement.
See More
Arbor Realty Trust (ABR) Faces 40% Stock Decline Amid Loan Restructuring Efforts
- Stock Price Decline: Arbor Realty Trust has seen its stock price drop approximately 40% since the beginning of 2025, trading near early COVID-era lows primarily due to borrower delinquencies weakening net interest income, which has impacted its ability to maintain dividend payments.
- Loan Portfolio Risk: As of the latest quarter, loans from 2021 and 2022 account for 51.4% of the total $11.7 billion loan portfolio, underwritten at market peaks, facing refinancing difficulties; failure to restructure these loans could lead to significant declines in book value.
- Asset Value Preservation: Despite the distress, Arbor Realty Trust's book value per share remained at $12.08 as of Q3, with management indicating that addressing troubled assets will take several months, and if executed well, asset values should remain reliable.
- Single-Family Rental Strength: Single-family rental loans make up 23.6% of the loan portfolio and have proven to be a strong growth area in recent years; if Arbor can continue to increase originations in this segment, it may help mitigate potential losses from the multifamily sector.
See More
Arbor Realty Trust Analyzes Dividend History of 6.375% Series D Preferred Stock
- Preferred Stock Performance: Arbor Realty Trust Inc's 6.375% Series D Cumulative Redeemable Preferred Stock (ABR.PRD) is down approximately 0.1% in Thursday trading, indicating market caution towards this preferred stock, while common shares (ABR) are up about 2.1%, reflecting higher investor confidence in the common stock.
- Market Dynamics: The slight decline in preferred shares contrasts with the rise in common shares, potentially indicating a reassessment of risk by investors seeking yield, which could impact the demand and pricing of preferred stocks.
- Yield Analysis: While specific yield data is not provided, the historical dividend payment record of the preferred stock may attract income-seeking investors, especially amid current market volatility.
- Investor Sentiment: The market's reaction to the preferred stock could influence future capital flows, prompting investors to monitor the company's financial performance and dividend policies to assess its long-term investment value.
See More
