Upstart Reports 71% Revenue Growth Amid Market Strength
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 05 Jan 26
Source: Fool
Upstart Holdings Inc. saw a price increase of 6.48% as it crossed above the 20-day SMA, reflecting positive market conditions.
This surge is attributed to Upstart's impressive 71% year-over-year revenue growth in Q3, driven by a 128% increase in transaction volume, indicating a recovery in market dynamics that boosts investor confidence. The company's expansion in auto loans and HELOC originations demonstrates high market acceptance of its new products, further enhancing its market share.
The strong performance suggests that Upstart is regaining traction in the financial services sector, positioning itself for sustainable growth despite previous challenges. Investors may view this as a positive sign for future profitability.
Analyst Views on UPST
Wall Street analysts forecast UPST stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UPST is 56.73 USD with a low forecast of 20.00 USD and a high forecast of 80.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
13 Analyst Rating
7 Buy
4 Hold
2 Sell
Moderate Buy
Current: 43.165
Low
20.00
Averages
56.73
High
80.00
Current: 43.165
Low
20.00
Averages
56.73
High
80.00
About UPST
Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
