Bank of NT Butterfield & Son Ltd (NTB) FY2025Q4 Earning Prediction
Bank of NT Butterfield & Son Ltd (NTB) is set to release its earnings performance on 02/16 05:00:00 in After Hours trading. Consensus forecasts predict a revenue of 152.00M and an earnings per share (EPS) of 1.46 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
NTB Transcript
The earnings call indicates strong financial performance with increased net income, net interest margin, and noninterest income. The company is also committed to shareholder returns through dividends and share repurchases. The Q&A reveals a cautious but optimistic outlook on margins and expense management, with no major risks highlighted. The market cap suggests a moderate reaction, so a positive sentiment is expected, likely resulting in a 2% to 8% stock price increase.
The earnings call reflects strong financial performance with a robust net income and EPS. Despite a slight decline in NIM and noninterest income, the company has improved its tangible book value and loan portfolio quality. The Q&A indicates a strategic focus on capital returns and deposit management, with some uncertainties in transitory deposits and capital levels. However, the overall sentiment remains positive, supported by an increased dividend payout and strategic investments. Given the market cap and overall positive indicators, a stock price increase of 2% to 8% is likely.
The earnings call presents a mixed picture. Financial performance is stable with increased tangible book value, but core net income and non-interest income lack specific year-over-year growth data. Market strategy shows potential with strong asset quality and promising hospitality outlook. However, customer outflows, inflationary risks, and regulatory changes pose concerns. Shareholder returns are stable with dividends and share repurchases. Q&A reveals pressures in mortgage markets and cautious responses on certain issues. Overall, the mixed signals suggest a neutral stock price movement, particularly given the small-cap nature of the company.
The earnings call summary indicates a solid financial performance with a net income of $52.7 million and a positive core return on equity. The bank's strategic focus on dividends and share repurchases, along with a steady balance sheet, contributes positively. Despite some risks like credit quality concerns and deposit outflows, the Q&A reveals optimism with a strong trust business and manageable deposit costs. The market cap suggests moderate sensitivity, leading to a positive stock price movement prediction of 2% to 8% over the next two weeks.
NTB Report
Frequently Asked Questions
What is the Bank of NT Butterfield & Son Ltd FY2025Q4 Earnings Release Date and Time?
Bank of NT Butterfield & Son Ltd (NTB) is scheduled to release its FY2025Q4 earnings report onFeb 16, 2026, After Hours(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for Bank of NT Butterfield & Son Ltd FY2025Q4 Revenue and EPS?
Analysts' consensus predicts 152.00M in revenue and an EPS of 1.00 for Bank of NT Butterfield & Son Ltd's FY2025Q4.
What Does Intellectia's AI Predict for Bank of NT Butterfield & Son Ltd FY2025Q4 Earnings?
Intellectia's exclusive AI algorithms forecast a forBank of NT Butterfield & Son Ltd's FY2025Q4 earnings, with a prediction date of Feb 16, 2026. Bank of NT Butterfield & Son Ltd
How Can I Use This Earnings Prediction to Trade NTB Stock?
Leverage Intellectia's AI forecast to position trades ahead of theFeb 16, 2026 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like Bank of NT Butterfield & Son Ltd FY2025Q4?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
