Credicorp Ltd (BAP) FY2025Q4 Earning Prediction
Credicorp Ltd (BAP) is set to release its earnings performance on 02/12 ET in After Hours trading. Consensus forecasts predict a revenue of 1.73B and an earnings per share (EPS) of 6.61 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
BAP Transcript
The earnings call reflects strong financial performance, including record high net income and risk-adjusted NIM. While there are concerns about cost of risk and political uncertainties, optimistic guidance on loan growth, dividends, and strategic initiatives like Yape suggest positive momentum. The Q&A indicates analysts' confidence in management's ability to navigate challenges, supporting a positive stock price outlook.
The earnings call summary and Q&A highlight several positive factors: strong loan growth, optimistic guidance on NIM and ROE, and significant contributions expected from digital initiatives like Yape. While there are concerns about increased risk, the focus on risk-adjusted NIM and profitability is reassuring. No extraordinary dividend is a minor negative, but overall, the strategic focus and growth prospects suggest a positive sentiment for the stock.
The earnings call highlights strong financial performance with increased ROE, net interest income, and fee income. The shareholder return plan is positive with increased dividends. However, management's reluctance to update guidance and unclear responses in the Q&A indicate some uncertainty. The positive aspects, such as improved asset quality and diversified income streams, outweigh the negatives, leading to a positive sentiment.
The financial performance is strong with increased net income and ROE, and a special dividend indicates shareholder value return. The breakeven of Yape and improved loan portfolio quality are positive. However, operational expenses and market competition pose challenges. The Q&A suggests confidence in risk management and ROE targets, though some guidance was unclear. Overall, the positive financial metrics and strategic initiatives outweigh the negatives, leading to a positive sentiment.
BAP Report
Frequently Asked Questions
What is the Credicorp Ltd FY2025Q4 Earnings Release Date and Time?
Credicorp Ltd (BAP) is scheduled to release its FY2025Q4 earnings report onFeb 12, 2026, After Hours(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for Credicorp Ltd FY2025Q4 Revenue and EPS?
Analysts' consensus predicts 1.73B in revenue and an EPS of 6.61 for Credicorp Ltd's FY2025Q4.
What Does Intellectia's AI Predict for Credicorp Ltd FY2025Q4 Earnings?
Intellectia's exclusive AI algorithms forecast a forCredicorp Ltd's FY2025Q4 earnings, with a prediction date of Feb 12, 2026. Credicorp Ltd
How Can I Use This Earnings Prediction to Trade BAP Stock?
Leverage Intellectia's AI forecast to position trades ahead of theFeb 12, 2026 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like Credicorp Ltd FY2025Q4?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
