Enact Holdings Inc (ACT) FY2025Q4 Earning Prediction
Enact Holdings Inc (ACT) is set to release its earnings performance on 02/03 05:00:00 in After Hours trading. Consensus forecasts predict a revenue of 316.00M and an earnings per share (EPS) of 1.09 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
ACT Transcript
The company showcases stable financial performance with increased capital return guidance, steady insurance in-force, and strong investment income growth. Despite some challenges like inflationary pressures and increased delinquencies, the overall sentiment is positive. The Q&A indicates confidence in delinquency trends and expense management, further supported by AI-driven efficiency improvements. The market cap suggests a moderate stock reaction, leading to a 'Positive' prediction for the next two weeks.
Despite strong shareholder returns and disciplined expense management, financial performance showed mixed results with declining operating income and new insurance written. The Q&A highlighted management's confidence in credit performance but also noted regional market weaknesses and economic uncertainties. Overall, the earnings call presents a balanced outlook, with positive elements like capital returns offset by concerns over financial metrics and market conditions, resulting in a neutral sentiment.
The company's earnings call presents a positive outlook. Despite facing challenges like high mortgage rates and supply chain issues, the company has increased its dividend by 14% and authorized a significant share buyback program, both positive signals for shareholders. Financial performance shows growth in adjusted operating income and EPS, and a strong capital foundation is indicated by the PMIERs Sufficiency Ratio. While new insurance written declined, the company is actively adjusting pricing strategies. The Q&A revealed management's proactive stance, though some responses were unclear. Overall, these factors suggest a positive stock price movement.
The earnings call reveals strong financial performance with increased sales, EBITDA, and profit after tax, driven by the high-margin Specialty Chemicals segment. A significant dividend increase and share buyback program further enhance shareholder returns. Despite challenges like rising energy costs and geopolitical risks, the company maintains a strong cash position and reduced net financial debt. The Q&A section highlights management's cautious optimism and strategic focus on growth. Given the market cap of approximately $4.8 billion, the overall sentiment suggests a positive stock price movement of 2% to 8%.
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Frequently Asked Questions
What is the Enact Holdings Inc FY2025Q4 Earnings Release Date and Time?
Enact Holdings Inc (ACT) is scheduled to release its FY2025Q4 earnings report onFeb 3, 2026, After Hours(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for Enact Holdings Inc FY2025Q4 Revenue and EPS?
Analysts' consensus predicts 316.00M in revenue and an EPS of 1.00 for Enact Holdings Inc's FY2025Q4.
What Does Intellectia's AI Predict for Enact Holdings Inc FY2025Q4 Earnings?
Intellectia's exclusive AI algorithms forecast a forEnact Holdings Inc's FY2025Q4 earnings, with a prediction date of Feb 3, 2026. Enact Holdings Inc
How Can I Use This Earnings Prediction to Trade ACT Stock?
Leverage Intellectia's AI forecast to position trades ahead of theFeb 3, 2026 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like Enact Holdings Inc FY2025Q4?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
