NCNO.O Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q4

FY2027Q1

FY2027Q2

147.83M

+4.57%

0.214

+78.28%

152.85M

+6.04%

0.225

+40.92%

158.69M

+6.64%

0.248

+12.8%

Estimates Revision

The market is revising Upward the revenue expectations for nCino, Inc. (NCNO) for FY2026, with the revenue forecasts being adjusted by 0.87% over the past three months. During the same period, the stock price has changed by -18.24%.

Revenue Estimates for FY2026

Revise Upward

+0.87%

In Past 3 Month

EPS Estimates for FY2026

Revise Upward

+15.13%

In Past 3 Month

Stock Price

Go Down

-18.24%

In Past 3 Month

15 Analyst Rating

Wall Street analysts forecast NCNO.O stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NCNO.O is 36.04 USD with a low forecast of 29.00 USD and a high forecast of 41.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

10 Buy

5 Hold

0 Sell

Moderate Buy

Current: 24.520

Low

29.00

Averages

36.04

High

41.00

Current: 24.520

Low

29.00

Averages

36.04

High

41.00

Truist

Hold

downgrade

$32 -> $27

2025-12-04

Reason

Truist

Price Target

$32 -> $27

2025-12-04

downgrade

Hold

Reason

Truist lowered the firm's price target on nCino to $27 from $32 on lower assumed sector valuations, while keeping a Hold rating on the shares. The firm notes nCino delivered solid Q3 with upside to its estimates across revenues and profits. Management highlighted broad demand across segments and geos with AI adoption building. Truist stays on the sidelines given continued uncertainty on growth reacceleration or the degree of reacceleration.

Keefe Bruyette

Outperform

maintain

$36

2025-12-04

Reason

Keefe Bruyette

Price Target

$36

2025-12-04

maintain

Outperform

Reason

Keefe Bruyette raised the firm's price target on nCino to $36 from $34.50 and keeps an Outperform rating on the shares. nCino printed another strong beat and raise quarter, the analyst tells investors in a research note.

Stephens

Equal Weight -> Overweight

upgrade

2025-10-27

Reason

Stephens

Price Target

2025-10-27

upgrade

Equal Weight -> Overweight

Reason

As previously reported, Stephens upgraded nCino to Overweight from Equal Weight, citing what the firm calls "an achievable near-term set up," medium to long-term catalysts to growth and a "reasonable" valuation. The firm also sees a potential "beat and raise" report in Q3 and expects execution towards the FY25 ACV and Rule of 40 targets driving multiple expansion, the analyst tells investors in a preview for the group.

Stephens

Charles Nabhan

Equal Weight -> Overweight

upgrade

2025-10-27

Reason

Stephens

Charles Nabhan

Price Target

2025-10-27

upgrade

Equal Weight -> Overweight

Reason

Stephens analyst Charles Nabhan upgraded nCino to Overweight from Equal Weight.

Raymond James

Alexander Sklar

Outperform -> Strong Buy

upgrade

$36

2025-10-20

Reason

Raymond James

Alexander Sklar

Price Target

$36

2025-10-20

upgrade

Outperform -> Strong Buy

Reason

Raymond James analyst Alexander Sklar upgraded nCino to Strong Buy from Outperform with an unchanged price target of $36.

Raymond James

Outperform -> Strong Buy

upgrade

$36

2025-10-20

Reason

Raymond James

Price Target

$36

2025-10-20

upgrade

Outperform -> Strong Buy

Reason

Raymond James upgraded nCino to Strong Buy from Outperform with a $36 price target. Following the recent pullback driven by macro concerns, nCino shares appear increasingly attractive given improving market positioning and multiple potential growth catalysts, the analyst tells investors in a research note. Key drivers include platform pricing changes, rising retention toward historical levels, renewed enterprise and international momentum, strengthening mortgage activity, and a rebound in bank M&A, Raymond James says, adding that despite near-term credit risk and AI-related uncertainty, strong competitive positioning and expanding margins support a favorable 6-18 month outlook with meaningful upside potential.

Valuation Metrics

The current forward P/E ratio for nCino Inc (NCNO.O) is 25.56, compared to its 5-year average forward P/E of -84.87. For a more detailed relative valuation and DCF analysis to assess nCino Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A

5Y Average PE

-84.87

Current PE

25.56

Overvalued PE

106.33

Undervalued PE

-276.07

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

-121.71

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

471.65

Undervalued EV/EBITDA

-715.06

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

N/A

5Y Average PS

10.39

Current PS

0.00

Overvalued PS

17.34

Undervalued PS

3.43

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

Gross Profit Margin - %

N/A

FCF Margin - %

N/A

Net Margin - %

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds areBuying! The buying amount has increased 356.68% over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

NCNO.O News & Events

Events Timeline

No data

News

5.0

12-09NASDAQ.COM

Hedge Fund Increases $66 Million Investment in Fintech Stock Despite 70% Decline

8.0

12-08NASDAQ.COM

NCino Approves $100 Million Stock Buyback Initiative

8.0

12-08Globenewswire

nCino Authorizes $100 Million Stock Repurchase Program

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Frequently Asked Questions

What is nCino Inc (NCNO.O) stock price today?

The current price of NCNO.O is 24.52 USD — it has decreased -3.73 % in the last trading day.

What is nCino Inc (NCNO.O)'s business?

nCino, Inc. is a global provider of cloud banking solutions for the global financial services industry. The Company is a software-as-a-service (SaaS) company that provides software solutions to financial institutions (FIs) to streamline employee and client interactions. It delivers solutions such as cloud computing application and platform services with a multi-tenant technology and shared service-oriented architecture. The nCino Platform is embedded with data and artificial intelligence (AI) that helps FIs digitize and reengineer business processes across multiple lines of business, from commercial, consumer and small business banking to mortgage lending, by offering solutions such as onboarding, account opening, lending, and portfolio management solutions. It offers solutions to community banks, credit unions, independent mortgage banks, and financial entities.

What is the price predicton of NCNO.O Stock?

What is nCino Inc (NCNO.O)'s revenue for the last quarter?

nCino Inc revenue for the last quarter amounts to 152.16M USD, increased 9.63 % YoY.

What is nCino Inc (NCNO.O)'s earnings per share (EPS) for the last quarter?

nCino Inc. EPS for the last quarter amounts to 0.06 USD, decreased -220.00 % YoY.

What changes have occurred in the market's expectations for nCino Inc (NCNO.O)'s fundamentals?

How many employees does nCino Inc (NCNO.O). have?

nCino Inc (NCNO.O) has 1833 emplpoyees as of December 16 2025.

What is nCino Inc (NCNO.O) market cap?

Today NCNO.O has the market capitalization of 2.81B USD.