Best savings interest rates today, March 20, 2025 (top account pays 4.20% APY)

Written by Emily J. Thompson, Senior Investment Analyst

Source: Yahoo Finance

Updated: Mar 20 2025

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Source: Yahoo Finance

Current Savings Account Trends: High-yield savings accounts are currently offering competitive rates around 4% APY, primarily from online banks, despite a recent trend of declining rates following Federal Reserve cuts.
Steps to Open a Savings Account: To open a savings account, individuals should research interest rates, consider their specific needs, prepare necessary documentation, complete the application process, and fund the account while being aware of any minimum deposit requirements.

About the author

Emily J. Thompson

Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.

Best savings interest rates today, March 20, 2025 (top account pays 4.20% APY)

About the author

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