Figure Technology Solutions Stock Declines Amid Market Gains
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jul 18 2024
0mins
Source: Coinmarketcap
Figure Technology Solutions Inc (FIGR) saw its stock price drop by 8.34% as it crossed below the 5-day SMA, indicating a bearish trend despite the broader market's positive performance with the Nasdaq-100 up 0.55% and the S&P 500 up 0.50%.
The decline in FIGR's stock can be attributed to sector rotation, as the company faced significant options trading activity that included a high volume of put options, reflecting investor concerns about potential risks. This comes in the context of a broader market that is generally optimistic, with other stocks experiencing gains, which may have led to a shift in investor focus away from FIGR.
This movement suggests that while the overall market sentiment remains strong, specific concerns regarding FIGR's future performance are causing investors to reassess their positions, leading to the recent price drop.
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Analyst Views on FIGR
Wall Street analysts forecast FIGR stock price to rise
7 Analyst Rating
6 Buy
1 Hold
0 Sell
Strong Buy
Current: 33.950
Low
50.00
Averages
54.67
High
62.00
Current: 33.950
Low
50.00
Averages
54.67
High
62.00
About FIGR
Figure Technology Solutions Inc., formerly FT Intermediate, Inc., is a blockchain-native capital marketplace that connects origination, funding, and secondary market activity. It operates and manages its business through FT Intermediate, Inc. (FTI) and Figure Markets Holdings, Inc. (Markets). The Company's proprietary technology enables next generation lending, trading and investing activities in areas, such as consumer credit and digital assets. Its application of the blockchain ledger allows it to serve its end-customers, improve speed and efficiency, and enhance standardization and liquidity. Its products include Figure HELOC, DSCR Loan, Cash-Out Refinance, Crypto-Backed Loan, Blog, Testimonials, and Repayment Assistance. It utilizes blockchain technology to develop an exchange for digital assets and credit, with new product offerings including providing interest-bearing stablecoin deposits. Its Figure HELOCs offer investors a diversified and risk-adjusted return on the market.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Figure Technology to Participate in Investor Conferences
- Conference Participation: Figure Technology will participate in the Bernstein 42nd Annual Strategic Decisions Conference on May 27 and the Piper Sandler Global Exchange & FinTech Conference on June 3, showcasing its leadership in the blockchain asset marketplace and likely attracting increased investor interest.
- Funding Achievements: To date, Figure and its partners have originated over $25 billion in loans, making it the largest non-bank provider of home equity financing, which underscores its significant market influence and growth potential.
- Technological Innovations: The company's ecosystem includes DART (Digital Asset Registry Technology) and the $YLDS stablecoin, which operates as a tokenized money market fund, further enhancing its competitive edge in asset management and financing.
- Rating Recognition: Figure has received AAA ratings from S&P and Moody's on multiple loan securitizations, marking its innovative approach and market leadership in blockchain finance, thereby boosting investor confidence and market credibility.
See More
Figure Technology Solutions Q1 2026 Earnings Highlights
- Significant Market Growth: In Q1 2026, Figure's consumer loan marketplace volume grew over 110% year-over-year, reaching approximately $2.9 billion, demonstrating the company's strong growth momentum in a competitive market and further solidifying its market leadership.
- Strong Profitability: The company reported adjusted net revenue of $167 million with a 50% adjusted EBITDA margin, reflecting not only its efficient operational model but also providing ample funding for future investments and expansions.
- Partner Expansion: In this quarter, Figure added 80 new partners, setting a record, which will further drive product diversification and market penetration, enhancing the company's competitive edge.
- Conservative Outlook Guidance: The company set its Q2 2026 consumer loan marketplace volume guidance in the range of $3.8 billion to $4.1 billion, with management indicating that this guidance is based on conservative expectations regarding the ramp-up time for large accounts onboarded, aiming for sustainable growth.
See More
Figure Technology Reports Strong Q1 Earnings with Significant Growth
- Strong Performance: Figure Technology's Q1 GAAP EPS of $0.18 exceeded expectations by $0.01, with revenue reaching $167.01 million, a 97.6% year-over-year increase, indicating robust market demand and business expansion capabilities.
- Adjusted Net Revenue Growth: Adjusted net revenue was $167 million, up 92% from Q1 2025, reflecting the company's ongoing growth in the consumer loan marketplace and enhanced profitability.
- Significant EBITDA Increase: Adjusted EBITDA surged 192% year-over-year to $83 million, with an EBITDA margin of 49.6%, up 17 percentage points from last year, demonstrating substantial improvements in cost control and operational efficiency.
- Optimistic Market Outlook: The company projects Q2 2026 consumer loan marketplace volume between $3.8 billion and $4.1 billion, showcasing confidence in future growth and reflecting sustained strong market demand.
See More
Figure Technology Reports Exceptional Q1 Growth with 113% Increase in Consumer Loan Marketplace
- Consumer Loan Marketplace Surge: In Q1 2026, Figure Technology's Consumer Loan Marketplace volume reached $2.9 billion, marking a 113% year-over-year increase, indicating the company's robust performance in the blockchain capital market and solidifying its market leadership.
- Significant Revenue Growth: The company reported net revenue of $167 million, a 98% increase year-over-year, with a net income margin of 27%, reflecting a 28 percentage point improvement from the previous year, showcasing the effectiveness of its capital-light model and market adaptability.
- Adjusted EBITDA Soars: Adjusted EBITDA reached $83 million, up 192% year-over-year, with an adjusted EBITDA margin of 49.6%, highlighting significant improvements in cost control and operational efficiency within the company.
- Partner Network Expansion: In Q1, Figure added 80 new partners, bringing the total to 387, enhancing the diversity and market penetration of its ecosystem, which is expected to drive future business growth.
See More
Figure Technology Solutions Reports $44.9 Million Profit in Q1
- Profit Performance: Figure Technology Solutions reported a profit of $44.9 million in Q1, translating to earnings of 18 cents per share, indicating robust growth in the blockchain lending sector and boosting investor confidence.
- Revenue Figures: The company posted total revenue of $167 million, with adjusted revenue at $166.8 million, reflecting sustained strong market demand in the fintech space that has driven overall performance improvements.
- Market Positioning: As a fintech firm focused on blockchain lending, Figure's results highlight its competitiveness in the rapidly evolving digital finance market, potentially attracting more investor interest in its future growth prospects.
- Future Outlook: With the ongoing maturation and application of blockchain technology, Figure is poised to continue its growth in upcoming quarters, further solidifying its position within the fintech industry.
See More
Figure Technology Solutions Reports Preliminary Operating Data
- Consumer Loan Marketplace Performance: In April 2026, Figure's consumer loan marketplace volume reached $1.338 billion, a 12% increase from March and a remarkable 108% year-over-year growth, indicating strong momentum that is likely to enhance its market share further.
- Rising Borrower Demand: Borrower demand hit $394 million in April, up 5% from March, reflecting robust market appetite for loan products, which could drive future revenue growth for the company.
- Decline in Available Lender Supply: Available lender supply decreased to $428 million in April, down 6% from March, which may impact loan availability and exert pressure on the company's competitive position in the market.
- $YLDS Circulation Volume Changes: The circulation of $YLDS stood at $529 million in April, a 12% decline from March, which could affect investor confidence in the company's stability, necessitating close monitoring of subsequent market reactions.
See More
Figure Technology to Participate in Investor Conferences
- Conference Participation: Figure Technology will participate in the Bernstein 42nd Annual Strategic Decisions Conference on May 27 and the Piper Sandler Global Exchange & FinTech Conference on June 3, showcasing its leadership in the blockchain asset marketplace and likely attracting increased investor interest.
- Funding Achievements: To date, Figure and its partners have originated over $25 billion in loans, making it the largest non-bank provider of home equity financing, which underscores its significant market influence and growth potential.
- Technological Innovations: The company's ecosystem includes DART (Digital Asset Registry Technology) and the $YLDS stablecoin, which operates as a tokenized money market fund, further enhancing its competitive edge in asset management and financing.
- Rating Recognition: Figure has received AAA ratings from S&P and Moody's on multiple loan securitizations, marking its innovative approach and market leadership in blockchain finance, thereby boosting investor confidence and market credibility.
See More
Figure Technology Solutions Q1 2026 Earnings Highlights
- Significant Market Growth: In Q1 2026, Figure's consumer loan marketplace volume grew over 110% year-over-year, reaching approximately $2.9 billion, demonstrating the company's strong growth momentum in a competitive market and further solidifying its market leadership.
- Strong Profitability: The company reported adjusted net revenue of $167 million with a 50% adjusted EBITDA margin, reflecting not only its efficient operational model but also providing ample funding for future investments and expansions.
- Partner Expansion: In this quarter, Figure added 80 new partners, setting a record, which will further drive product diversification and market penetration, enhancing the company's competitive edge.
- Conservative Outlook Guidance: The company set its Q2 2026 consumer loan marketplace volume guidance in the range of $3.8 billion to $4.1 billion, with management indicating that this guidance is based on conservative expectations regarding the ramp-up time for large accounts onboarded, aiming for sustainable growth.
See More
Figure Technology Reports Strong Q1 Earnings with Significant Growth
- Strong Performance: Figure Technology's Q1 GAAP EPS of $0.18 exceeded expectations by $0.01, with revenue reaching $167.01 million, a 97.6% year-over-year increase, indicating robust market demand and business expansion capabilities.
- Adjusted Net Revenue Growth: Adjusted net revenue was $167 million, up 92% from Q1 2025, reflecting the company's ongoing growth in the consumer loan marketplace and enhanced profitability.
- Significant EBITDA Increase: Adjusted EBITDA surged 192% year-over-year to $83 million, with an EBITDA margin of 49.6%, up 17 percentage points from last year, demonstrating substantial improvements in cost control and operational efficiency.
- Optimistic Market Outlook: The company projects Q2 2026 consumer loan marketplace volume between $3.8 billion and $4.1 billion, showcasing confidence in future growth and reflecting sustained strong market demand.
See More
Figure Technology Reports Exceptional Q1 Growth with 113% Increase in Consumer Loan Marketplace
- Consumer Loan Marketplace Surge: In Q1 2026, Figure Technology's Consumer Loan Marketplace volume reached $2.9 billion, marking a 113% year-over-year increase, indicating the company's robust performance in the blockchain capital market and solidifying its market leadership.
- Significant Revenue Growth: The company reported net revenue of $167 million, a 98% increase year-over-year, with a net income margin of 27%, reflecting a 28 percentage point improvement from the previous year, showcasing the effectiveness of its capital-light model and market adaptability.
- Adjusted EBITDA Soars: Adjusted EBITDA reached $83 million, up 192% year-over-year, with an adjusted EBITDA margin of 49.6%, highlighting significant improvements in cost control and operational efficiency within the company.
- Partner Network Expansion: In Q1, Figure added 80 new partners, bringing the total to 387, enhancing the diversity and market penetration of its ecosystem, which is expected to drive future business growth.
See More
Figure Technology Solutions Reports $44.9 Million Profit in Q1
- Profit Performance: Figure Technology Solutions reported a profit of $44.9 million in Q1, translating to earnings of 18 cents per share, indicating robust growth in the blockchain lending sector and boosting investor confidence.
- Revenue Figures: The company posted total revenue of $167 million, with adjusted revenue at $166.8 million, reflecting sustained strong market demand in the fintech space that has driven overall performance improvements.
- Market Positioning: As a fintech firm focused on blockchain lending, Figure's results highlight its competitiveness in the rapidly evolving digital finance market, potentially attracting more investor interest in its future growth prospects.
- Future Outlook: With the ongoing maturation and application of blockchain technology, Figure is poised to continue its growth in upcoming quarters, further solidifying its position within the fintech industry.
See More
Figure Technology Solutions Reports Preliminary Operating Data
- Consumer Loan Marketplace Performance: In April 2026, Figure's consumer loan marketplace volume reached $1.338 billion, a 12% increase from March and a remarkable 108% year-over-year growth, indicating strong momentum that is likely to enhance its market share further.
- Rising Borrower Demand: Borrower demand hit $394 million in April, up 5% from March, reflecting robust market appetite for loan products, which could drive future revenue growth for the company.
- Decline in Available Lender Supply: Available lender supply decreased to $428 million in April, down 6% from March, which may impact loan availability and exert pressure on the company's competitive position in the market.
- $YLDS Circulation Volume Changes: The circulation of $YLDS stood at $529 million in April, a 12% decline from March, which could affect investor confidence in the company's stability, necessitating close monitoring of subsequent market reactions.
See More
